Articles by Daryl Paranada

Daryl is a staff writer at MyBankTracker.com who specializes in consumer spending, student finances and debt.

5 Brilliant Ways to Handle Finances Freshman Year That Will Help You Beat Future Debt

5 Brilliant Ways to Handle Finances Freshman Year That Will Help You Beat Future Debt

When it comes to finances freshman year, it's important to set a...

Why It’s Important to Have the Inheritance Conversation

Most families avoid discussing inheritance until a parent pases away, but by then it may be too late. Tips on having the dreaded inheritance conversation.

How My Single Mother Saved for College to Keep Me Debt Free After Graduation

Raising kids in a two-parent household is tough enough, imagine how difficult it is with just one income. Advice for single parents saving for college.

How You’re Easily Duped by Debt Settlement Companies That Don’t Seem So Bad At First

How You’re Easily Duped by Debt Settlement Companies That Don’t Seem So Bad At First

If you have tons of debt, you might be tempted to use...

What to Do When Wallet is Lost or Stolen on Travel

What to Do When Wallet is Lost or Stolen on Travel

Have you recently experienced a lost wallet while traveling? Here is an...

5 Reasons Why You Should Avoid Cosigning for a Loan

Would you consider cosigning for a loan? Be careful. As many as three out of four cosigners are requested to make payments on loan. Here are tips to help.

7 Signs Your Loyalty Program Isn’t Rewarding Enough and Why You Should Quit

Companies use loyalty programs as a way to get consumers to repeat business. But sometimes you just need to quit your program. Here are signs to watch for.

Why Your Fear of Going Broke In Retirement Will Come True

Why Your Fear of Going Broke In Retirement Will Come True

You’ve heard that Americans aren’t saving enough for retirement, but you're doing...

5 Reasons Living Without a Credit Card Is Easier Than You Think

5 Reasons Living Without a Credit Card Is Easier Than You Think

More than 160 million Americans have credit cards, but you don't have...

10 Ways to Save on Air Conditioning Costs to Beat the Heat

Air conditioners use 5% of all the electricity produced in the U.S. Beat the heat by following these tips to save on air conditioning costs.