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Articles by Daryl Paranada

Daryl is a staff writer at MyBankTracker.com who specializes in consumer spending, student finances and debt.

5 Brilliant Ways to Handle Finances Freshman Year That Will Help You Beat Future Debt Photo of Daryl Paranada Daryl Paranada 5 Brilliant Ways to Handle Finances Freshman Year That Will Help You Beat Future Debt The first year for a college student is an exciting and challenging time. With a new... Why It's Important to Have the Inheritance Conversation Most families avoid discussing inheritance until a parent pases away, but by then it may be too late. Tips on having the dreaded inheritance conversation. How My Single Mother Saved for College to Keep Me Debt Free After Graduation Raising kids in a two-parent household is tough enough, imagine how difficult it is with just one income. Advice for single parents saving for college. How You're Easily Duped by Debt Settlement Companies That Don't Seem So Bad At First Photo of Daryl Paranada Daryl Paranada How You're Easily Duped by Debt Settlement Companies That Don't Seem So Bad At First “Debt free in 24-48 months.”“Resolve debt with one low monthly payment.”“Credit card... What to Do When Wallet is Lost or Stolen on Travel Photo of Daryl Paranada Daryl Paranada What to Do When Wallet is Lost or Stolen on Travel Is there anything scarier than losing your wallet in a foreign destination?... 5 Reasons Why You Should Avoid Cosigning for a Loan Would you consider cosigning for a loan? Be careful. As many as three out of four cosigners are requested to make payments on loan. Here are tips to help. 7 Signs Your Loyalty Program Isn't Rewarding Enough and Why You Should Quit Companies use loyalty programs as a way to get consumers to repeat business. But sometimes you just need to quit your program. Here are signs to watch for. Why Your Fear of Going Broke In Retirement Will Come True Photo of Daryl Paranada Daryl Paranada Why Your Fear of Going Broke In Retirement Will Come True You’ve heard for years that Americans aren’t saving enough for retirement -- and... 5 Reasons Living Without a Credit Card Is Easier Than You Think Photo of Daryl Paranada Daryl Paranada 5 Reasons Living Without a Credit Card Is Easier Than You Think I have a confession to make: I don’t have a credit card. OK, that’s not exactly true.... 10 Ways to Save on Air Conditioning Costs to Beat the Heat Air conditioners use 5% of all the electricity produced in the U.S. Beat the heat by following these tips to save on air conditioning costs.