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Articles by Jeff Yoncich

Jeff is a licensed real estate agent in California and he specializes in home buying, mortgages, and debt, among other money topics. His work has appeared in Business Insider and Trulia. Education: B.A in Business Administration from Fullerton College, University of Texas.

529 Plans or CDs: Choosing the Best Way to Save for College Photo of Jeff Yoncich Jeff Yoncich 529 Plans or CDs: Choosing the Best Way to Save for College 529 plans offer tax advantages and investment options for college savings but come... Banking at Walmart: GoBank 2025 Review Walmart banking services through GoBank provides an FDIC-insured checking account and debit card to under-served young and lower-income households. What You Need to Know About the Latest Bank Security Hack Consumers should be very concerned by the latest bank security hack. The hackers could take out loans and commit other kinds of identity theft Best Ways to Save for a Car if You Plan to Pay in Cash Photo of Jeff Yoncich Jeff Yoncich Best Ways to Save for a Car if You Plan to Pay in Cash You've been thinking about a big ticket purchase, like a new car, and would like... 5 Realistic Ways Millennials Can Hustle Their Way to Millionaire Status Photo of Jeff Yoncich Jeff Yoncich 5 Realistic Ways Millennials Can Hustle Their Way to Millionaire Status Millennial millionaires are more common than you think. The Millennial Generation... Why These 4 Personal Finance Myths Perpetuate Money Problems Personal finance myths may explain the fumbles we make with our finances. They could be costing you money and endangering your future security. Should You Use a Credit Card to Get Cash from ATM? What can you do when bills are due and you‘re strapped for cash? We discuss the various options available to anyone feeling stuck in a money emergency. 6 Likely Reasons Why You Experienced a Credit Score Drop Photo of Jeff Yoncich Jeff Yoncich 6 Likely Reasons Why You Experienced a Credit Score Drop A sudden drop in your credit score can come as a shock. Often it's not clear to you... How to Pay Off Debt with 0% Balance Transfer Card Photo of Jeff Yoncich Jeff Yoncich How to Pay Off Debt with 0% Balance Transfer Card When credit card balances -- or any high interest debt -- begins to pile up on... When to Make a Lump Sum Mortgage Payment If your financial inventory shows you've got the basics covered, then consider using your financial windfall to make a lump sum mortgage payment.