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Articles by Katherine Muniz

Katherine covers the issues that are most relevant to younger adults, including topics such as college finances, student debt, and consumer spending. She has contributed to other web publications such as Business Insider and Investopedia. Education: B.A. in Journalism from Fordham University.

Smart Banking Practices Photo of Katherine Muniz Katherine Muniz Smart Banking Practices There are a few ways to keep tabs on your checking account's activities and... 5 Surprising Things That Don't Affect Your Credit There are a few surprising things that will never affect your credit score. Read on to find out which of your finances will never be assessed. 5 Common Sense Budgeting Techniques With these fun common sense budgeting techniques, you can allocate your money wisely and improve your financial state. Lastly,Taxable Brokerage Accounts Photo of Katherine Muniz Katherine Muniz Lastly,Taxable Brokerage Accounts Image via Flickr Taxable Brokerage Accounts A taxable brokerage account is very... Next Up, Roth and Traditional IRAs Photo of Katherine Muniz Katherine Muniz Next Up, Roth and Traditional IRAs Roth and Traditional IRAs Roth and Traditional IRAs are meant to be used as... First, Tackling Your 401(k) Distributions A 401(k) is a qualified retirement account authorized by employers. You have several 401(k) distribution options, which we cover. Unexpected Ways You Are Affected by Late Payments Learn what can happen if you have seriously late payments on your credit cards or other loans. Balancing Asset Allocation Photo of Katherine Muniz Katherine Muniz Balancing Asset Allocation Though many Americans believe they don't have to worry about funding their... Diversify Your Retirement Portfolio to Minimize Risk Photo of Katherine Muniz Katherine Muniz Diversify Your Retirement Portfolio to Minimize Risk History has shown that throughout time, different types of stocks take turns... 3 Regrettable Banking Mistakes That You'll Make As a New Graduate Graduation is a momentous occasion, but what you do afterwards can affect your financial future. Avoid these common banking mistakes new graduates make.