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Articles by Kevin Mercadante

Kevin Mercadante is a former mortgage loan officer and blogger behind Out of Your Rut. He is an expert in mortgages, career strategies and retirement planning. Education: B.S. in Accounting and Finance from Montclair State University.

Graduate School: Types of Student Loans to Consider Photo of Kevin Mercadante Kevin Mercadante Graduate School: Types of Student Loans to Consider There are plenty of resources dealing with how students and/or their parents can... How to Get U.S. Life Insurance as a Foreign National Find out how you can get a life insurance policy in the U.S. if you're a foreign national, including how to prepare for special requirements that must be met. Car Insurance for 19-Year-Olds: Average Rates for Coverage Learn how much car insurance will cost 19-year-old drivers, including ways to lower the premiums on various types of auto coverage. How to Get Car Insurance for a Used Car Photo of Kevin Mercadante Kevin Mercadante How to Get Car Insurance for a Used Car Getting car insurance for a used car is pretty much the same process as getting... New York Car Insurance: How to Shop for the Lowest Rates Photo of Kevin Mercadante Kevin Mercadante New York Car Insurance: How to Shop for the Lowest Rates New York is one of the most expensive states in America for car insurance, placing... 401(k) vs. 403(b) vs. 457 Plans: Compare Employer-Sponsored Retirement Plans Learn the differences between 401(k), 403(b), and 457 plans -- along with their pros and cons -- to help you compare these employer-sponsored retirement plans. How and Why to Convert Term Life to Permanent Life Insurance Find out why you might consider converting a term life insurance policy to a permanent life insurance policy and what you can expect from the conversion. Life Insurance Health Ratings: How They Affect Your Policy Premiums Photo of Kevin Mercadante Kevin Mercadante Life Insurance Health Ratings: How They Affect Your Policy Premiums If you’re currently researching life insurance policies or wish to do so in the... What is a Life Insurance Waiting Period? Photo of Kevin Mercadante Kevin Mercadante What is a Life Insurance Waiting Period? Just about any type of life insurance policy you purchase will come with a... Rideshare Insurance: Do Uber and Lyft Drivers Need It? If you're driving for Uber, Lyft, or other rideshare company, learn about rideshare insurance and getting the right type of coverage against car accidents.