Articles by Lance Cothern

Lance is a licensed Certified Public Accountant (CPA) in the state of Virginia and he covers money management, budgeting, financial products, and more. He is also the founder of Money Manifesto, a personal finance blog, where he writes about his family's relationship with money. Education: B.B.A. in Accounting from James Madison University.

How to Choose Your Life Insurance Beneficiary Learn how to choose your life insurance beneficiary wisely to ensure that your spouse, children, and loved ones are financially secure if you pass away. Key Person Life Insurance: When Does It Make Sense for a Business Photo of Lance Cothern Lance Cothern Key Person Life Insurance: When Does It Make Sense for a Business Companies, both large and small, have certain employees that are vital to their... How to Invest in Index Funds for Instant Diversification Photo of Lance Cothern Lance Cothern How to Invest in Index Funds for Instant Diversification Investing is something that can be as complex or as simple as you make it. Many... How to Get Life Insurance Policy After a Cancer Diagnosis Find out what life insurance options are available to you if you've been diagnosed with cancer or have survived cancer and it is in remission. Immediate vs. Deferred Annuity Payout Options Compared Compare the pros and cons of immediate and deferred annuity payout options and how you choose between them when it comes to your retirement income. How Your Life Insurance Policies Affect Medicaid Eligibility & Benefits Photo of Lance Cothern Lance Cothern How Your Life Insurance Policies Affect Medicaid Eligibility & Benefits Life insurance and Medicaid may seemingly be unrelated but there is a connection... What Short-Term Life Insurance Options Are Available? Photo of Lance Cothern Lance Cothern What Short-Term Life Insurance Options Are Available? Life insurance can provide your family with a financial safety net should you pass... How to Get Life Insurance If You're Overweight or Obese Learn about the process of getting life insurance if you're overweight or obese, as it will have an impact on your eligibility, premiums, and coverage limits. What is a Credit Card Hardship Program and Do You Qualify? Find out which credit card issuers offer credit card hardship programs and learn how to qualify and prove financial hardship to help manage your debt. Should You Open a Cash or Margin Brokerage Account? Photo of Lance Cothern Lance Cothern Should You Open a Cash or Margin Brokerage Account? If you enjoy investing, chances are you have a brokerage account. Brokerage...