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Articles by Lance Cothern

Lance is a licensed Certified Public Accountant (CPA) in the state of Virginia and he covers money management, budgeting, financial products, and more. He is also the founder of Money Manifesto, a personal finance blog, where he writes about his family's relationship with money. Education: B.B.A. in Accounting from James Madison University.

5 Signs You Need a New Checking Account Photo of Lance Cothern Lance Cothern 5 Signs You Need a New Checking Account Switching checking accounts to a new bank can be a major pain. Besides... How to Protect Against Wage Garnishments, Bank Levies Learn what you can do to protect your finances against wage garnishments and bank levies that can slow you down from repairing your financial situation. How to Help Manage the Finances of Aging Parents Learn what you can do to help manage and monitor the finances of aging parents, who may not be able to make smarter money decisions later in life. What Happens If You Need an Early Withdrawal from a 529 Plan? Photo of Lance Cothern Lance Cothern What Happens If You Need an Early Withdrawal from a 529 Plan? You know college is expensive. That means you’ll need to save quite a bit of... Why You Should Pay Attention to the Expense Ratio on Mutual Funds and ETFs Photo of Lance Cothern Lance Cothern Why You Should Pay Attention to the Expense Ratio on Mutual Funds and ETFs Investing isn’t the easiest concept to wrap your head around. When you first get... Do You Need a CPA or CFP for Financial Advice? Find out whether you need the professional advice and guidance from a certified public accountant (CPA) or a certified financial planner (CFP). How to Check Your Business Credit Score Learn how to check your business credit score to determine if you'd be able to qualify for business loans and credit cards with the best terms. How to Choose Your Life Insurance Beneficiary Photo of Lance Cothern Lance Cothern How to Choose Your Life Insurance Beneficiary You probably bought a life insurance policy to protect your family... Key Person Life Insurance: When Does It Make Sense for a Business Photo of Lance Cothern Lance Cothern Key Person Life Insurance: When Does It Make Sense for a Business Companies, both large and small, have certain employees that are vital to their... How to Invest in Index Funds for Instant Diversification Learn how to invest in index funds to help you build a diversified investment portfolio instantly and minimize the risk of losing all your money at one time.