Articles by Lance Cothern

Lance is a licensed Certified Public Accountant (CPA) in the state of Virginia and he covers money management, budgeting, financial products, and more. He is also the founder of Money Manifesto, a personal finance blog, where he writes about his family's relationship with money. Education: B.B.A. in Accounting from James Madison University.

Wash Sale Rule: How to Avoid an Inconvenient Tax Violation Learn what trades are considered in violation of the wash-sale rule, which forbids you from exploiting tax benefits in securities transactions. How to Get Credit for Your Missing Stimulus Payments on Your Tax Return Photo of Lance Cothern Lance Cothern How to Get Credit for Your Missing Stimulus Payments on Your Tax Return As of early 2021, Congress approved two stimulus checks related to the coronavirus... Can You Have Too Many Credit Cards? Photo of Lance Cothern Lance Cothern Can You Have Too Many Credit Cards? How many credit cards can a person really have? Technically, there’s no limit on... What to Consider When Planning for a Mini-Retirement Find out what factors to consider if you're planning to take mini-retirements, especially when it comes to budgeting, your career, and actual retirement. How to Refinance Your Car Loan and Reduce Your Payments Learn how you can refinance your car loan so that you can reduce your monthly payments by comparing interest rates on auto loan refinancing options. What is the Historical Average Stock Market Return? Photo of Lance Cothern Lance Cothern What is the Historical Average Stock Market Return? People want to have a benchmark to compare their investment returns to on a yearly... When to Sell Your Stocks: Whether for Profit or at a Loss Photo of Lance Cothern Lance Cothern When to Sell Your Stocks: Whether for Profit or at a Loss Investing is likely a cornerstone of your wealth-building plan. Saving for... How Hybrid Life Insurance Can Also Pay for Long-Term Care Learn how hybrid life insurance works when it also provides long-term care coverage in additional a standard life insurance policy benefit. Accidental Death & Dismemberment Insurance vs. Life Insurance: The Differences Learn how accidental death + dismemberment coverage is different from life insurance as both policies will pay death benefits. Domestic Partner Health Insurance: How Does It Work?. Photo of Lance Cothern Lance Cothern Domestic Partner Health Insurance: How Does It Work?. One benefit married people have is the ability to be on the same health insurance...