Articles by Paul M.J. Suchecki

Paul was a freelance writer for MyBankTracker.com who focuses on homeownership and money issues. He was an expert in mortgages and real estate. Education: M.A. in Professional Writing from University of Southern California.

Pros and Cons of a Reverse Mortgage A reverse mortgage Home Equity Conversion Mortgage (HECM) can be a welcome supplement to Social Security and pension incomes. There are pros and cons: Should You Refinance to a 15 Year Mortgage? Photo of Paul M.J. Suchecki Paul M.J. Suchecki Should You Refinance to a 15 Year Mortgage? From most lenders today, there is a full point difference in mortgage interest... Should You Pay the Mortgage If Your House Is Destroyed? Photo of Paul M.J. Suchecki Paul M.J. Suchecki Should You Pay the Mortgage If Your House Is Destroyed? If your home is destroyed by a natural disaster, the last thing you likely want to... Should You Buy a Vacation Home With a Mortgage or Cash? Mulling the purchase of a second home? Congratulations! Should you buy for cash or a mortgage? Weigh these considerations driven first by the US tax code. 15-Year vs. 30-Year Mortgage: Which Is Right for You? 15-Year Mortgage 30-Year Mortgage; A 30 gives lower monthly payments, you pay a full point more in interest over the course of loan. Here are the numbers How to Get the Lowest Mortgage Loan Rates Photo of Paul M.J. Suchecki Paul M.J. Suchecki How to Get the Lowest Mortgage Loan Rates Get the lowest mortgage rate to save tens of thousands of dollars over the course... 5 Facts You Should Know About Mortgages Photo of Paul M.J. Suchecki Paul M.J. Suchecki 5 Facts You Should Know About Mortgages There are a lot of misconceptions about mortgages. But before you even get to the... What Are Advantages and Disadvantages of FHA Mortgages Learn how FHA mortgage is great for first-time home buyers and those with marginal credit, but it's not for everybody. See here if an FHA loan is right for you. 3 Ways to Avoid Paying for Mortgage Insurance Mortgage insurance is an additional housing expense that should be avoided if possible. It protects the lender, not the borrower. Here are 3 tips to help. Easiest Way to Pay off Your Mortgage Early Photo of Paul M.J. Suchecki Paul M.J. Suchecki Easiest Way to Pay off Your Mortgage Early Few feelings are as satisfying as finally owning your home outright. If you're...