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Articles by Shirley Pulawski

Shirley is a staff writer for MyBankTracker who covers personal finance trends, money habits, mortgages and foreclosures. Education: B.S. in Environmental Science from SUNY Empire State College.

How Student Loan Debt Can Affect a Mortgage Application Photo of Shirley Pulawski Shirley Pulawski How Student Loan Debt Can Affect a Mortgage Application Could student loan debt be holding back many Americans from getting approved for a... When to Consider an Adjustable Rate Mortgage (ARM) When an adjustable rate mortgage is a good idea; learn about adjustable rate mortgage terms. What is an adjustable rate mortgage ARM and is it right for me? 8 Ways to Use Your Tax Refund Wisely Put your tax refund to better use by putting it into a better savings option, including retirement vehicles for long-term growth. Filing Taxes: Why You Should Start Now Photo of Shirley Pulawski Shirley Pulawski Filing Taxes: Why You Should Start Now Flickr | https://www.flickr.com/photos/jon_a_ross/2322204082 The new year is upon... How to Select a Financial Advisor for Retirement or Investments Photo of Shirley Pulawski Shirley Pulawski How to Select a Financial Advisor for Retirement or Investments Selecting a financial advisor is a critical step to managing money, whether it's... How to Use Chexsystems to Fix a Bad Credit Report Denied a checking account? Can't write a check or open savings? It's important to fix a bad credit report on file with ChexSystems. Ways to Spend Windfall Money Wisely If you have a large lump sum of cash, be smart about it. Here is how to spend windfall money to make your life easier. Which In-Store Upsells Are Not Worth It Photo of Shirley Pulawski Shirley Pulawski Which In-Store Upsells Are Not Worth It Sure, we all know that supersizing a meal at a fast food joint is bad for our... How to Lower Property Taxes and Avoid Increases Photo of Shirley Pulawski Shirley Pulawski How to Lower Property Taxes and Avoid Increases Property taxes add up year after year, and lowering your property taxes, or... What to Do If You Didn't File Taxes on Time Find out what you should if you missed the IRS deadline for filing your tax returns. Learn about when it matters and when it doesn't -- depending on whether you are getting a tax refund or owe taxes. See the steps that you should take immediately to avoid penalties and fees.