Articles by Simon Zhen

Simon Zhen is the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations, and financial technology. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. Education: Education: B.S. in Health Sciences from Stony Brook University.

How to Opt Out of Pre-Approved Credit Card Offers Learn how you can minimize junk mail by opting out of those pesky pre-approved credit card offers that fill up your mailbox. Mortgage Refinance Basics: How it Works Photo of Simon Zhen Simon Zhen Mortgage Refinance Basics: How it Works 1. What is a Refinance? A mortgage refinance is when you replace your old... HELOC Borrowing Basics: What to Expect Photo of Simon Zhen Simon Zhen HELOC Borrowing Basics: What to Expect 1. What is a HELOC? A HELOC, or home equity line of credit, is a type of loan for... Worried About a Recession? How to Prepare and Protect Your Finances Learn how you can prepare your finances - especially your savings and investments - for a recession, when your job and income may be in danger. Best 5-Year CD Rates for Long Term Savings Find out which banks offer certificates of deposit with the best 5-year CD rates that will help you grow your savings the fastest with the lowest risk. How Online Checking Can Replace Your Traditional Checking Account Photo of Simon Zhen Simon Zhen How Online Checking Can Replace Your Traditional Checking Account It’s very common for someone to have a checking account that was opened at a... CIT Bank Savings Connect vs. Chase Savings Account Photo of Simon Zhen Simon Zhen CIT Bank Savings Connect vs. Chase Savings Account When you’re looking for a new savings account, there’s a long list of options... HELOC Vs. Credit Card: Which Is Better for Emergency Cash? Learn which line of credit should you keep on standby for that occasional home project and other out-of-the-budget expenses, compare the fees and features. 20 Highly Skillful Money Moves You Can Master In Just 60 Seconds EIP Card: How to Get Your Money Without Fees Photo of Simon Zhen Simon Zhen EIP Card: How to Get Your Money Without Fees The IRS has sent out the Economic Impact Payment (EIP) in the form of a debit card...