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Articles by Thomas (TJ) Porter

TJ Porter has in-depth experience in reviewing financial products such as savings accounts, credit cards, and brokerages, writing how-tos, and answering financial questions. He has also contributed to publications and companies such as Investment Zen and Echo Fox. He aims to provide actionable advice that can help readers better their financial lives. Education: B.S. in Business Administration, Concentration in Information Systems from Northeastern University.

The Best Savings Accounts in South Carolina for 2025 Photo of Thomas (TJ) Porter Thomas (TJ) Porter The Best Savings Accounts in South Carolina for 2025 More than 5 million Americans call South Carolina home, and each of those... Citizens Access Bank CD Rates 2025 Review Learn whether the online certificates of deposit (CDs) from Citizens Access Bank offer interest rates that are worth considering for your savings goals. Investors Bank YourStyle Checking Account 2025 Review Find out all the detail of the Investors Bank YourStyle Checking Account, the regional bank's basic checking offering for residents of New York and New Jersey. Learn about the different features offered by the account and the fees charged. Compare this account to the checking accounts offered by online banks to see the best choice for you. Axos Bank Rewards Checking Account 2025 Review Photo of Thomas (TJ) Porter Thomas (TJ) Porter Axos Bank Rewards Checking Account 2025 Review Learn what you need to do to earn a high APY with the Axos Bank Rewards Checking Account. Find out what fees and features comes with the account. Bank of America Checking Account 2025 Review Photo of Thomas (TJ) Porter Thomas (TJ) Porter Bank of America Checking Account 2025 Review Learn about the fees and benefits of the Bank of America Core Checking Account and compare it to the best free checking accounts from online banks. Why It’s a Bad Idea to Save Your Credit Card Points or Miles Find out why there it is a bad idea to accumulate and hold onto your credit card points and miles for a big reward redemption in the future. Should You Help Your Partner Pay Off Student Loans? Find out whether it is a good idea to help your partner, spouse, girlfriend, boyfriend, etc. pay off his or her student loan debt. Consider the pros and cons of this financial decision and how it could affect your relationship. Learn about other options that you have to help your partner manage student loan payments without putting your own finances in danger. Do You Have to Keep a Minimum Balance at a Credit Union? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Do You Have to Keep a Minimum Balance at a Credit Union? Credit unions require members to maintain a minimum balance equal to the par value of... Do You Still Earn Credit Card Rewards With Apple Pay & Google Pay? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Do You Still Earn Credit Card Rewards With Apple Pay & Google Pay? Credit card rewards are still earned when using Apple Pay or Google Pay, as confirmed... Which Credit Report Does Barclaycard Pull? Find out which U.S. credit bureau is used most often by Barclaycard when reviewing someone's application for a credit card. Learn how to get your credit reports for free (or at a discount) and take the best steps to improve your credit profile for a higher chance of being approved for a Barclaycard credit card.