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Articles by Thomas (TJ) Porter

TJ Porter has in-depth experience in reviewing financial products such as savings accounts, credit cards, and brokerages, writing how-tos, and answering financial questions. He has also contributed to publications and companies such as Investment Zen and Echo Fox. He aims to provide actionable advice that can help readers better their financial lives. Education: B.S. in Business Administration, Concentration in Information Systems from Northeastern University.

Savings Accounts vs. Bonds: Which is Better for Saving? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Savings Accounts vs. Bonds: Which is Better for Saving? Savings accounts and bonds are two different ways to you can make your money work... Savings Account vs. Roth IRA: Which is Better? Learn the differences between a savings account and a Roth IRA for growing money towards financial goals and retirement. What Type of the Savings Accounts Are the Best? Learn what makes a good savings accounts and find out how to choose the best savings account based on fees, interest rates, and features. What is the Maximum Amount You Can Have in a Savings Account? Photo of Thomas (TJ) Porter Thomas (TJ) Porter What is the Maximum Amount You Can Have in a Savings Account? The savings account is a core bank account that is designed to be a place where... Can You Get a Debit Card on a Savings Account? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Can You Get a Debit Card on a Savings Account? It’s very common to wonder whether you can get a debit card for your savings... Do Savings Accounts Have Routing Numbers? Find out whether your savings accounts have routing numbers, which are important for identifying your account when it comes to transactions and transfers. Combined with your account number, it helps other financial institutions to identify your account so that the money is moving correctly. How to Open a Savings Account with Bad Credit Find how your bad credit affects your chances of being approved for a new savings account. Learn what you can do to increase the likelihood that your credit score will not stop you from opening a new bank account. Compare the Best IRA Savings Accounts Rates Photo of Thomas (TJ) Porter Thomas (TJ) Porter Compare the Best IRA Savings Accounts Rates Saving for retirement is hard for a lot of people. Finding the extra money to put... Should You Pay Back Student Loans or Build an Emergency Fund? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Should You Pay Back Student Loans or Build an Emergency Fund? Student loans are more common than ever. Millions of Americans carry enough... Should You Pay Down Student Loan Debt or Save for a House? Find out whether it is a smarter move to save for a new house or pay off your student loans. Learn what questions to ask regarding home affordability, debt-to-income ratios, and financial preparedness to handle mortgage payments and student loan debt at the same time.