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Articles by Thomas (TJ) Porter

TJ Porter has in-depth experience in reviewing financial products such as savings accounts, credit cards, and brokerages, writing how-tos, and answering financial questions. He has also contributed to publications and companies such as Investment Zen and Echo Fox. He aims to provide actionable advice that can help readers better their financial lives. Education: B.S. in Business Administration, Concentration in Information Systems from Northeastern University.

How to Choose the Right Savings Account as a College Student Photo of Thomas (TJ) Porter Thomas (TJ) Porter How to Choose the Right Savings Account as a College Student Savings accounts are an important part of anyone’s financial life. They give... Best Checking Accounts for People Living or Traveling Frequently Abroad If you live abroad or travel overseas for long periods of time, find out which checking accounts are best to avoid foreign ATM and transaction fees. How to Use Overdraft Lines of Credit to Lower Fees Learn how an overdraft line of credit can help you to avoid expensive fees when you overdraw an account. Find out which online banks offer this service. Compare Bank of America Checking Account vs. Online Banks Photo of Thomas (TJ) Porter Thomas (TJ) Porter Compare Bank of America Checking Account vs. Online Banks Bank of America branch in Lower Manhattan, NY Bank of America is one of the largest... What is the Average Credit Limit for Business Credit Cards? Photo of Thomas (TJ) Porter Thomas (TJ) Porter What is the Average Credit Limit for Business Credit Cards? Just like people, businesses need easy ways to spend large sums and to finance... Ways to Earn More Credit Card Points and Miles Rather than focusing how to pay off your balance, why not put your attention toward maximizing your credit card rewards. 5 Best Mobile Apps to Track Expenses with Receipt Scanning See the best mobile applications for the purpose of helping you track your personal expenses with greater detail than typical personal finance management apps. Find out which ones offer receipt scanning, data extraction, report exports, and more. Learn what to look for in a expense tracking app. What Are the Benefits of Joining a Credit Union? Photo of Thomas (TJ) Porter Thomas (TJ) Porter What Are the Benefits of Joining a Credit Union? When you’re trying to open a new bank account, you have a wide variety of options... Savings Accounts vs. IRAs: Which is Better? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Savings Accounts vs. IRAs: Which is Better? Savings accounts and individual retirement accounts (IRAs) are both commonly used... Saving or Invest Money in Stocks: Which is Better? Learn the differences between savings accounts and stocks so that you‘ll know how to use them wisely as you work to build wealth.