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Articles by Thomas (TJ) Porter

TJ Porter has in-depth experience in reviewing financial products such as savings accounts, credit cards, and brokerages, writing how-tos, and answering financial questions. He has also contributed to publications and companies such as Investment Zen and Echo Fox. He aims to provide actionable advice that can help readers better their financial lives. Education: B.S. in Business Administration, Concentration in Information Systems from Northeastern University.

The Best Ways to Use Your Year-End Bonus Check Photo of Thomas (TJ) Porter Thomas (TJ) Porter The Best Ways to Use Your Year-End Bonus Check For many companies, giving a year-end bonus is an annual tradition that lets them... How to Tell If a Check is Real or Fake Learn how to tell if a check is real or fake as part of a scam based on these obvious signs. Avoid losing money to this common type of fraud. What is the Best Citibank Checking Account for College Students? For college students, find out which Citibank checking account is the best choice based on monthly fees and other account fees. Where to Put Extra Savings After You've Maxed Out Your 401(k) Photo of Thomas (TJ) Porter Thomas (TJ) Porter Where to Put Extra Savings After You've Maxed Out Your 401(k) Your 401(k) is one of the best tools you have at your disposal for retirement... How to Transfer Delta Points to Delta Miles Photo of Thomas (TJ) Porter Thomas (TJ) Porter How to Transfer Delta Points to Delta Miles Contrary to what it may seem when searching for flights and happening upon... How to Maximize Credit Cards Rewards Using Multiple Cards Get the most rewards and cash back by using more than one credit card. With multiple cards, you can maximize the rewards on different categories of purchases. Why You Did Not Get Approved for a Credit Card With a Good Credit Score Credit card approval requires more than just a good credit score. Employment history, total debt, account history and income can cause you to be denied. 10 Best Budgeting Apps To Help You Manage Debt Photo of Thomas (TJ) Porter Thomas (TJ) Porter 10 Best Budgeting Apps To Help You Manage Debt Though aspiring to a debt-free life is a wonderful thing, for many people it is a... Can Utility Bills In Collections Hurt Your Credit Score? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Can Utility Bills In Collections Hurt Your Credit Score? Americans are responsible for more utility bills than ever these days. Gas,... Prepaid Debit Cards vs. Checking Accounts: Which is Better? Compare the differences between reloadable prepaid debt cards and checking accounts to find out which one offers the better fees and features that you seek.