Articles by Valencia Patrice Higuera

Valencia Higuera is based in Virginia and she covers budgeting, credit cards, and student loan debt, with expertise in frugal living, general banking, and mortgages. She is a self-proclaimed personal finance junkie. Valencia has contributed to publications and outlets including MSN, The Huffington Post, CBS News, Investopedia, and more. Education: B.A. in English from Old Dominion University.

9 Common Homeowners Insurance Riders to Consider Learn about the most common and important homeowners insurance riders to provide added coverage for things that are not typically found with a standard policy. Should You Refinance Your Student Loan With a Private Lender? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Should You Refinance Your Student Loan With a Private Lender? Ritu Manoj Jethani / Shutterstock.com Student loan debt is no joke— just ask any... Swimming Pool Loan: How to Finance a Swimming Pool Photo of Valencia Patrice Higuera Valencia Patrice Higuera Swimming Pool Loan: How to Finance a Swimming Pool Installing a swimming pool in your backyard creates your own outdoor oasis. As you... Roof Loans: How to Finance Roof Repairs or Replacements With a Personal Loan Find out how to finance a roof repair or replacement with roof loans through personal loans, home equity loans, HELOCs, and other borrowing alternatives. How Loss-of-Use Coverage Works With Homeowners Insurance Learn how loss-of-use coverage works as part of your homeowners insurance policy to reimburse you when your home becomes uninhabitable. Dental Loans: How to Use Personal Loans to Finance Dental Work Photo of Valencia Patrice Higuera Valencia Patrice Higuera Dental Loans: How to Use Personal Loans to Finance Dental Work Whether it’s braces, dental implants, porcelain veneers, or another procedure,... Interest-Only Mortgages: Compare the Pros and Cons Photo of Valencia Patrice Higuera Valencia Patrice Higuera Interest-Only Mortgages: Compare the Pros and Cons Interest-only mortgages aren’t as widely available as they were during the housing... North Carolina Homeowners Insurance: How to Shop for the Lowest Rates See the average rates for homeowners insurance coverage in North Carolina based on coverage level, city, and insurer. Find out how to save on annual premiums. Homeowners Insurance and Mold Damage: When You Are and Aren't Covered Find out how your homeowners insurance may cover mold damage in your property, especially when it's not be covered. Additionally, learn to prevent mold growth. Mortgage Relief Guide for Homeowners Affected by Coronavirus Photo of Valencia Patrice Higuera Valencia Patrice Higuera Mortgage Relief Guide for Homeowners Affected by Coronavirus If you’ve been laid off or lost your job due to the coronavirus (COVID-19), you...