Articles by Valencia Patrice Higuera

Valencia Higuera is based in Virginia and she covers budgeting, credit cards, and student loan debt, with expertise in frugal living, general banking, and mortgages. She is a self-proclaimed personal finance junkie. Valencia has contributed to publications and outlets including MSN, The Huffington Post, CBS News, Investopedia, and more. Education: B.A. in English from Old Dominion University.

Claim 6 Simple Tax Exemptions to Save You Big Should You Take Out a Personal Loan to Pay Your Taxes? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Should You Take Out a Personal Loan to Pay Your Taxes? If you anticipate owing money to the federal government, you might underestimate... Tax Abatement: How Does It Help You Save on Property Taxes? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Tax Abatement: How Does It Help You Save on Property Taxes? Property tax rates vary depending on where you live. But typically average between... Mortgage Loan Estimate vs. Closing Disclosure: What’s the Difference? As you begin the process of buying a new home, learn about the differences between a mortgage loan estimate and closing disclosure. Finding a Good Real Estate Attorney: What to Look For Learn about the factors that go into finding a good real estate attorney to help with the process of buying a new home, including what questions to ask. Title Insurance: Why You Might Need It When Buying a Home Photo of Valencia Patrice Higuera Valencia Patrice Higuera Title Insurance: Why You Might Need It When Buying a Home The process of buying a home is expensive. Not only because of the down payment... Renters Insurance and Roommates: Can You Share Coverage? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Renters Insurance and Roommates: Can You Share Coverage? Whether you’re renting a house or an apartment, it’s important to get coverage... Pennsylvania Homeowners Insurance: Average Rates for Coverage Find out how much homeowners insurance costs on average in Pennsylvania, including optional coverages that may be worthwhile considerations as part of a policy. Mobile Home Insurance: What Does It Cover? Learn what is covered when you purchase a mobile home or manufactured home insurance policy and what to look for when you're considering this type of coverage. Maryland Homeowners Insurance: Average Rates for Coverage Photo of Valencia Patrice Higuera Valencia Patrice Higuera Maryland Homeowners Insurance: Average Rates for Coverage Homeowners insurance in Maryland protects your property from damage. This includes...