Retirement

Kevin Mercadante How to Get a 401(k) Hardship Withdrawal for Specific Financial Needs Most employees who participate in a 401(k) plan are well aware of 401(k) loans, at... 403(b) Plans: Guide to Contribution Limits and Withdrawal Rules Learn how 403(b) plans work as retirement accounts for employees in the non-profit sector, including pros/cons, contribution limits, and withdrawal rules. Kathryn Tretina How a Divorce Can Affect Your IRA, 401(k), and Other Retirement Accounts Learn what happens to money in your IRAs, 401(k), and other retirement accounts in the event of a divorce, a potentially-devastating event for one's finances. Kevin Mercadante Kathryn Tretina Required Minimum Distributions: Guide to Withdrawing Your Retirement Savings You’ve likely heard a thousand times how important it is to save for retirement,... Valencia Patrice Higuera Self-Directed IRAs: Save for Retirement with Alternatives Investments When it comes to individual retirement accounts (IRAs), most people know about the... IRA Contribution Limits & Income Phase-Out Limits for 2023 and 2024 Find out the IRA contributions limits for 2023 and 2024 and how they may be reduced based on your income and tax-filing status. Lance Cothern Roth IRA Conversion Ladder: Get More Tax-Free Income in Retirement Learn how to create a Roth IRA conversion ladder to consolidate funds in other retirement accounts for the purpose of an early retirement. Kevin Mercadante Kathryn Tretina Inherited IRAs: Rules on How to Manage and Withdrawal Funds As you get older, a friend or relative may pass away and list you as the... Kevin Mercadante Are You Too Old to Open and Contribute to a Roth IRA? Do you want to know a secret? The Roth IRA is the only tax-sheltered retirement... When Does It Make Sense to Take Out a 401(k) Loan? Find out how 401(k) loans work and when it makes sense to borrow from your employer-sponsored retirement account - after considering pros, cons, and penalties. Valencia Patrice Higuera SIMPLE IRA: The Best Retirement Option for the Self-Employed and Small Businesses? Learn how SIMPLE IRAs work to see if they're the best retirement savings option for small business, self-employed individuals, and their employees. Kathryn Tretina Kathryn Tretina What Retirees Need to Consider Before Going Back to Work If you’ve retired from your job but find yourself considering re-entering the... Lance Cothern SEP IRA: The Best Retirement Account for Self-Employed? If you’re one of the many self-employed individuals in America, you have quickly... How Much Do You Need to Save for Retirement? Learn about the different ways that you can approach retirement savings, whether it is a specific amount, lifestyle, or income stream that is the end-goal. Simon Zhen How to Calculate Your Tax Bracket During Retirement Find out how to calculate your income tax bracket during retirement and determine the tax rate on any income, capital gains, and retirement fund distributions. Lance Cothern Lance Cothern Should You Use Retirement Funds to Pay for College Tuition? You were excited to share in your kid’s accomplishment -- until you saw the cost... Lance Cothern What to Consider When Planning for a Mini-Retirement In Tim Ferriss’ book, The 4-Hour Workweek, he shares the idea that we shouldn’t... How to Save for Retirement When You’re Unemployed Learn how you can still save for retirement when you're unemployed or lost your job -- consider the different accounts that you still have for investing. Lance Cothern The FIRE Movement: What Are You Sacrificing to Retire Early? Learn what it takes to join the FIRE movement, which encourages the pursuit of financial independence to retire early - with certain sacrifices. Valencia Patrice Higuera Lance Cothern Death of a Spouse in Retirement: How You’re Affected Financially and What to Do Retirement is often the last major stage of life. Many people look forward to no... Lance Cothern How to Get Health Insurance in Retirement and Minimize Medical Expenses After figuring out your finances and Social Security benefits, one of the biggest... 7 Ways to Increase the Size of Your Social Security Benefits Payout Learn how you can increase the payout on your Social Security benefits for a little extra income in retirement. Lance Cothern Should You Use a Solo 401(k) to Save for Retirement? Learn how solo 401(k)s work to help the self-employed and business owners save for retirement. Compare this plan to SEP IRAs, SIMPLE IRAs, and regular IRAs. Lance Cothern Lance Cothern Keogh Plan: The Best Retirement Option for the Self-Employed? You may have heard of a Keogh plan before. At one time, they were a type of... Aja McClanahan Outliving Your Retirement Funds: How to Prepare for It We are living longer -- and that's worrisome to retirees who may not have... What to Do If Social Security Benefits Aren’t Enough for Retirement Find out what you should do when Social Security benefits do not provide enough retirement income to maintain the lifestyle that you desire. Lance Cothern 10 Ways to Reduce Your Expenses During Retirement Learn how you can reduce the cost of retirement by making changes to your lifestyle that will minimize retirement expenses and stretch your retirement funds. Kevin Mercadante Lance Cothern 10 Things to Consider Before Retiring in a Different Country Retiring is an adventure. It’s an even bigger journey if you’re considering... Lance Cothern 7 Factors to Consider Before Retiring in a Different State After decades of hard work and diligent saving, you’re finally about to retire.... How Teachers Can Save for Retirement Learn about the different options that teachers can use to save for retirement, including 403(b) and 457(b) plans, IRAs, and pension programs. Zina Kumok