Insurance Policy FAQs & Basics

How to Get Cash Out of Your Life Insurance Policy Find out how you can get cash out of your life insurance policy if you need to tap the cash value to pay for an emergency or other expenses. Lance Cothern Kevin Mercadante Rideshare Insurance: Do Uber and Lyft Drivers Need It? If you’re a rideshare driver, it’s a common misconception that your personal car... Geoff Williams Supplemental Life Insurance: Do You Need It? If you have a life insurance policy but you’ve debated whether you should get... Return of Premium Rider For Term Life Insurance When It Expires And You Don’t Die Learn what happens when you have term life insurance and you don't die, including the pros and cons to consider for the return of premium rider. Lance Cothern Boat Insurance: What Coverage is Needed to Insure Your Boat Find out what type of insurance coverage is needed to insure your boat against various hazards that could result in costly damage and liability. Kevin Mercadante Lance Cothern Can Someone Get Life Insurance If They Are Dying or Terminally Ill? Hopefully, you’ve prepared for the worst. Long-term financial planning often... Lance Cothern What Are Accelerated Death Benefits and How Do They Work? You have many options when you buy life insurance. Your goal should be to get the... RV Insurance: What You Need to Know About Insuring an RV Find out what you need to look for when applying for RV insurance and how much coverage will cost. Kevin Mercadante 9 Common Homeowners Insurance Riders to Consider Learn about the most common and important homeowners insurance riders to provide added coverage for things that are not typically found with a standard policy. Valencia Patrice Higuera Kevin Mercadante Life Insurance Health Ratings: How They Affect Your Policy Premiums If you’re currently researching life insurance policies or wish to do so in the...