Insurance Policy FAQs & Basics

Motorcycle Insurance: A Guide to Buying the Right Policy for Proper Coverage

Kevin Mercadante

Motorcycle Insurance: A Guide to Buying the Right Policy for Proper Coverage

Learn what to look for when you're researching motorcycle insurance, including the...

Short-Term Health Insurance: What Is and Isn’t Covered

Learn about short-term health insurance plans, including what is covered, state-law limits, how much they cost, and where to find them.

How to Avoid Life Insurance Fraud

Learn about the most common types of insurance fraud and how you can avoid them so that the beneficiaries receive the death benefits properly.

Homeowners Insurance Canceled: Next Steps to Ensure Coverage

Valencia Patrice Higuera

Homeowners Insurance Canceled: Next Steps to Ensure Coverage

Learn the next steps to take if your homeowners insurance is canceled...

How to Save on Life Insurance With the Ladder Strategy

How to Save on Life Insurance With the Ladder Strategy

Learn how to use the ladder strategy to save on life insurance...

How Much Does A Traffic Ticket Boost Your Car Insurance Rates?

Find out how a traffic ticket on your record may affect car insurance rates when you renew or look for a new policy -- and ways to minimize that increase.

Kevin Mercadante

How Marijuana Use Affects Your Life Insurance Policy

Find out how the application and premiums for a life insurance policy might be affected if you're a marijuana user.

Kevin Mercadante

Key Person Life Insurance: When Does It Make Sense for a Business

Key Person Life Insurance: When Does It Make Sense for a Business

Learn how and why businesses may consider key person life insurance policies...

Home Insurance Declaration Page: The Key Details of Your Policy

Valencia Patrice Higuera

Home Insurance Declaration Page: The Key Details of Your Policy

Find out what details are summarized in your homeowners insurance declaration page...

How to Manage Homeowners Insurance for Home Renovations and Repairs

Learn how to handle your homeowners insurance policy before, during, and after major home renovations or repairs to ensure proper coverage.

Valencia Patrice Higuera

MIB Insurance Report: What You Need to Know & How to Get Free Copy

Learn about what the MIB insurance report contains with regards to your medical history and how it affects your life insurance application.

Kevin Mercadante

South Carolina Homeowners Insurance: How to Shop for the Cheapest Rates

Valencia Patrice Higuera

South Carolina Homeowners Insurance: How to Shop for the Cheapest Rates

See the average homeowners insurance rates in South Carolina based on coverage...

Homeowners Insurance and Dogs: Are You Covered?

Valencia Patrice Higuera

Homeowners Insurance and Dogs: Are You Covered?

Learn how your homeowners insurance policy may cover injuries caused by a...

Homeowner Insurance Deductibles: How Do They Work?

Learn how homeowners insurance deductibles work when it comes to the claims process and how your deductible can affect your policy premiums.

Valencia Patrice Higuera

North Carolina Car Insurance: How to Get the Cheapest Rates

See the average rates on car insurance for North Carolina drivers based on coverage levels and city, including how you can get the lowest rates on your policy.

Kevin Mercadante

Massachusetts Homeowners Insurance: Averages Rates for Proper Coverage

Valencia Patrice Higuera

Massachusetts Homeowners Insurance: Averages Rates for Proper Coverage

Find out how much it will cost for homeowners insurance in Massachusetts...

Ohio Homeowners Insurance: Averages Rates for Proper Coverage

Valencia Patrice Higuera

Ohio Homeowners Insurance: Averages Rates for Proper Coverage

Find out how much you'll pay for homeowners insurance in Ohio (on...

Hurricane Insurance: What is Covered & What is Not Covered

Find out what is covered (and not covered) under hurricane insurance, which is coverage that is typically a part of your standard homeowners insurance policy.

How to Get Life Insurance Policy After a Cancer Diagnosis

Find out what life insurance options are available to you if you've been diagnosed with cancer or have survived cancer and it is in remission.

Virginia Homeowners Insurance: A Guide for Getting the Right Coverage

Valencia Patrice Higuera

Virginia Homeowners Insurance: A Guide for Getting the Right Coverage

Find out how much is typically costs for homeowners insurance in Virginia...

Michigan Homeowners Insurance: Get the Right Coverage at the Lowest Rates

Valencia Patrice Higuera

Michigan Homeowners Insurance: Get the Right Coverage at the Lowest Rates

Learn about the proper homeowners coverage for Michigan homes, including the average...

California Homeowners Insurance: Get Proper Coverage at the Lowest Rates

Learn more about the proper homeowners insurance coverage in California, including the average rates and typical riders to consider in your policy.

Valencia Patrice Higuera

Texas Homeowners Insurance: What Coverage to Consider

Find out what coverages to consider as part of your homeowners insurance policy in Texas, where hurricanes and floods are major concerns.

Valencia Patrice Higuera

Florida Homeowners Insurance: Guide to Getting the Right Coverage

Valencia Patrice Higuera

Florida Homeowners Insurance: Guide to Getting the Right Coverage

Find out what coverage you should consider as part of your homeowners...

How to Get the Cheapest Car Insurance for College Students

Kevin Mercadante

How to Get the Cheapest Car Insurance for College Students

Learn how college students can get the cheapest car insurance rates even...

Should You Switch Car Insurance After an Accident?

Find out if it is a good move to switch car insurance policies after you've been in an accident -- whether you want to lower premiums or other policy terms.

Kevin Mercadante

Hazard Insurance: How Does It Cover Your Home?

Learn how hazard insurance works as part of your overall homeowners insurance policy, especially if you have an existing mortgage on your property.

Valencia Patrice Higuera

When Can You Switch Homeowners Insurance Policies?

Valencia Patrice Higuera

When Can You Switch Homeowners Insurance Policies?

Find out when you can switch homeowners insurance policies, including what happens...

Does Home Insurance Cover Damage to a Neighbor’s Property?

Valencia Patrice Higuera

Does Home Insurance Cover Damage to a Neighbor’s Property?

Find out if your typical homeowners insurance policy will cover damage done...

How to Buy Car Insurance for the First Time

Learn about the entire process of buying car insurance for the first time and ensure that you get a policy with the right amount of coverage.

Kevin Mercadante