Insurance Policy FAQs & Basics

Homeowners Insurance vs. Home Warranty: What's the Difference? See the differences between homeowners insurance and home warranties and how they work to protect your property. Valencia Patrice Higuera Kevin Mercadante Connecticut Car Insurance: Get Coverage at the Lowest Rates Connecticut is one of the most expensive states to have car insurance in. The... Kevin Mercadante Pennsylvania Car Insurance: How to Get the Cheapest Rates Pennsylvania is known as the Keystone State for its role in building the... South Carolina Homeowners Insurance: How to Shop for the Cheapest Rates See the average homeowners insurance rates in South Carolina based on coverage levels and city -- in additional to optional riders that you might consider. Valencia Patrice Higuera Minnesota Car Insurance: How to Shop for the Cheapest Rates Find out how to shop for the cheapest car insurance rates in Minnesota and learn how to build a policy with adequate coverage for your needs. Kevin Mercadante Valencia Patrice Higuera Homeowners Insurance and Dogs: Are You Covered? Homeowners insurance is an important policy that protects your property from... Kevin Mercadante Hawaii Car Insurance: How to Get the Cheapest Rates Hawaii is one of the cheaper states to have car insurance-the average rate being... Georgia Car Insurance: How to Shop for the Lowest Rates Find out how much it costs to get car insurance coverage in Georgia, the state coverage requirement and how to obtain lower rates on their policy premiums. Kevin Mercadante Homeowner Insurance Deductibles: How Do They Work? Learn how homeowners insurance deductibles work when it comes to the claims process and how your deductible can affect your policy premiums. Valencia Patrice Higuera Kevin Mercadante North Carolina Car Insurance: How to Get the Cheapest Rates One of the perks of living in North Carolina is that it’s one of the states with... Valencia Patrice Higuera Does Homeowners Insurance Cover Tornado Damage? Tornadoes are one of nature’s most powerful forces. So it’s no surprise that... Umbrella Insurance: What is Covered and When Does it Make Sense? Learn how umbrella insurance works to provide additional coverage to your standard policies -- with the goal of protecting your assets as a whole. Lance Cothern Ohio Car Insurance: Get Coverage at the Lowest Rates See the average car insurance rates for Ohio drivers based on coverage level, location, and insurer and learn how to save on your auto coverage premiums. Kevin Mercadante Valencia Patrice Higuera Massachusetts Homeowners Insurance: Averages Rates for Proper Coverage Homeowners insurance in Massachusetts can provide financial relief after disasters... Kevin Mercadante New York Car Insurance: How to Shop for the Lowest Rates New York is one of the most expensive states in America for car insurance, placing... Ohio Homeowners Insurance: Averages Rates for Proper Coverage Find out how much you'll pay for homeowners insurance in Ohio (on average) based on coverage level, location, and insurer so that you know how to find savings. Valencia Patrice Higuera California Car Insurance: Guide to Coverage at the Lowest Rates Find out how much it costs for California car insurance (on average) based on various factors, including coverage level, location, insurance company and more. Kevin Mercadante Valencia Patrice Higuera North Carolina Homeowners Insurance: How to Shop for the Lowest Rates Although homeowners hope nothing major happens to their investment, life is... Kevin Mercadante Florida Car Insurance: Getting Coverage at the Lowest Rates Florida is one of the five most expensive states for car insurance. Severe... Pennsylvania Homeowners Insurance: Average Rates for Coverage Find out how much homeowners insurance costs on average in Pennsylvania, including optional coverages that may be worthwhile considerations as part of a policy. Valencia Patrice Higuera Simplified Issue vs. Guaranteed Issue Life Insurance Compare the pros and cons of simplified issue and guaranteed life insurance policies to determine which one is a better fit for your estate planning. Lance Cothern Kevin Mercadante Michigan Car Insurance: Guide to Getting Coverage at the Lowest Rates Michigan vies with Louisiana as the state with the highest car insurance premiums... Aja McClanahan Hurricane Insurance: What is Covered & What is Not Covered If you live on an island or in a coastal area, you might be wondering how to... Nevada Car Insurance: Guide to Getting Coverage at the Lowest Rates Find out how much it will cost, on average, to get car insurance in Nevada, including the different coverage levels and state laws to consider in your research. Kevin Mercadante Georgia Homeowners Insurance: What are the Average Rates? See the average homeowners insurance rates for Georgia homes and the coverages and riders that you might consider as part of your policy. Valencia Patrice Higuera Kevin Mercadante Texas Car Insurance: Guide to Getting Coverage at the Lowest Rates As car insurance premiums go, Texas is at about the middle of the pack among the... Valencia Patrice Higuera Washington Homeowners Insurance: How to Shop for the Lowest Rates Homeowners insurance is a policy that covers losses and damages to your... Unoccupied and Vacant Home Insurance: How Much Does It Cost? Learn about unoccupied and vacant homeowners insurance for properties without anyone living in them, including what is covered and how much coverage will cost. Aja McClanahan Louisiana Homeowners Insurance: What Proper Coverage Will Cost You Find out how much it costs for homeowners insurance coverage for your Louisiana home, including optional coverages for hurricanes, floods and more. Valencia Patrice Higuera