Articles by Kali Hawlk

Kali is a writer and marketing manager who covers personal finances as it relates to young adults and frugality. Her content has been featured in Business Insider, Huffington Post, Trulia, and other notable financial outlets. Education: B.A. in History from Kennesaw State University.

How Much Does It Lower Your Credit Score to Check Your Credit? You've probably heard that it hurt your credit scores when your credit report is pulled. What if you're the one checking your credit. Does it lower your score? Why Is My Credit Score Low? Photo of Kali Hawlk Kali Hawlk Why Is My Credit Score Low? We hear all the time how credit is important -- and how keeping a good credit score is... What is Lowest Credit Score Needed to Apply for a Credit Card? Photo of Kali Hawlk Kali Hawlk What is Lowest Credit Score Needed to Apply for a Credit Card? Credit cards offer users a lot of useful benefits. They’re safer to use than cash and,... PayPal Credit 2025 Review: Is It Better Than a Credit Card? Find out why you shouldn't rule out the PayPal Credit Card right away. Take adavantage of no payments and no interest. JetBlue Airline Credit Card 2025 Review The JetBlue Rewards MasterCard credit card is reviewed for its TrueBlue points rewards and in-flight savings. Earn free JetBlue flights and elite travel status. Maurices Store Rewards Credit Card Review & Tips Photo of Kali Hawlk Kali Hawlk Maurices Store Rewards Credit Card Review & Tips If you’re a frequent shopper at Maurice’s, a retailer specializing in women’s... How Do Secured Credit Cards Work? Photo of Kali Hawlk Kali Hawlk How Do Secured Credit Cards Work? Have you ever heard of decision fatigue? It’s the idea that humans can only make... How to Get a Credit Card with 560-650 Bad Credit Score Having bad credit doesn't mean that you cannot get a credit card. There are plenty of secured credit cards that help rebuild credit with no annual fee. How Do Credit Card Payments Work? Learn how your payments are applied toward your credit card balances so that you minimize the amount of interest paid. How to Get a Credit Card with No Credit Photo of Kali Hawlk Kali Hawlk How to Get a Credit Card with No Credit Credit cards come with a bad reputation in the personal finance world. They...