Articles by Kali Hawlk

Kali is a writer and marketing manager who covers personal finances as it relates to young adults and frugality. Her content has been featured in Business Insider, Huffington Post, Trulia, and other notable financial outlets. Education: B.A. in History from Kennesaw State University.

How Do Credit Card Payments Work? Learn how your payments are applied toward your credit card balances so that you minimize the amount of interest paid. How to Get a Credit Card with No Credit Photo of Kali Hawlk Kali Hawlk How to Get a Credit Card with No Credit Credit cards come with a bad reputation in the personal finance world. They... How to Detect Credit Card Fraud Photo of Kali Hawlk Kali Hawlk How to Detect Credit Card Fraud Nothing sends me into a panic quite like finding a charge on my credit card... How Closing a Credit Card Impacts Your Credit Score Closing a credit card seems easy. But first, find out how closing an account can affect your credit score negatively. What is Lowest Credit Score Needed to Apply for a Credit Card? Credit cards can be extremely useful, but they are not always easy to get. Learn how your credit score can affect your chances of getting a new credit card. How to Dispute A Mistake On Your Credit Report Photo of Kali Hawlk Kali Hawlk How to Dispute A Mistake On Your Credit Report You know how to manage your credit cards. You use them responsibly, you don’t... 7 Credit Card Mistakes to Avoid Photo of Kali Hawlk Kali Hawlk 7 Credit Card Mistakes to Avoid I like to think of myself as a pretty financially savvy person. I better be,... How Many Credit Cards Should You Have? How many credit cards do you need to build credit or earn rewards? Here's how to understand how many credit cards you should have in your specific situation. How Much Does It Lower Your Credit Score to Check Your Credit? You've probably heard that it hurt your credit scores when your credit report is pulled. What if you're the one checking your credit. Does it lower your score? Health Insurance: How to Understand What You Need Photo of Kali Hawlk Kali Hawlk Health Insurance: How to Understand What You Need Image Credit | https://unsplash.com/photos/tb5A-QTI6xg Nothing says you’ve arrived...