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Articles by Kevin Mercadante

Kevin Mercadante is a former mortgage loan officer and blogger behind Out of Your Rut. He is an expert in mortgages, career strategies and retirement planning. Education: B.S. in Accounting and Finance from Montclair State University.

SR-22 Coverage and Car Insurance for High-Risk Drivers Photo of Kevin Mercadante Kevin Mercadante SR-22 Coverage and Car Insurance for High-Risk Drivers What is SR-22 Insurance? Often referred to as a certificate of financial... Vision Insurance: Do You Need It? Find out how vision insurance works to maintain your eyesight and determine whether you should pay the additional premiums or pay out-of-pocket. RV Insurance: What You Need to Know About Insuring an RV Find out what you need to look for when applying for RV insurance and how much coverage will cost. Open Enrollment Period: Why It's So Important for Health Insurance Photo of Kevin Mercadante Kevin Mercadante Open Enrollment Period: Why It's So Important for Health Insurance Each year the Affordable Care Act (ACA) – the government sponsored health... What Smokers Should Know About Buying Life Insurance Photo of Kevin Mercadante Kevin Mercadante What Smokers Should Know About Buying Life Insurance If you’re a smoker and you haven’t shopped for life insurance, you’ll be in for a... How to Get Car Insurance for a Salvage Title Vehicle Find out what to expect when it comes to shopping for car insurance for a salvage title vehicle, which may come with different considerations on coverage. How to Lower the Rate on an Existing Life Insurance Policy After Health Improvements Find out how you can lower the rates on an existing life insurance policy after you've taken steps to improve your health. Car Insurance for 18-Year-Olds: Average Rates for Coverage Photo of Kevin Mercadante Kevin Mercadante Car Insurance for 18-Year-Olds: Average Rates for Coverage Once you turn 18, you’re no longer subject to the licensing restrictions that... Where to Get U.S. Car Insurance for International Drivers with Foreign Licenses Photo of Kevin Mercadante Kevin Mercadante Where to Get U.S. Car Insurance for International Drivers with Foreign Licenses If you’re an international driver with a foreign license looking to get U.S. car... Non-Owner Car Insurance: What is Covered? Do You Need It? Find out if you need to buy non-owner car insurance, including what is covered and isn't covered. Learn about how it differs from regular auto insurance.