Articles by Kevin Mercadante

Kevin Mercadante is a former mortgage loan officer and blogger behind Out of Your Rut. He is an expert in mortgages, career strategies and retirement planning. Education: B.S. in Accounting and Finance from Montclair State University.

Georgia Car Insurance: How to Shop for the Lowest Rates Photo of Kevin Mercadante Kevin Mercadante Georgia Car Insurance: How to Shop for the Lowest Rates Georgia ranks as the 15th most expensive state for car insurance, at an average of... Florida Car Insurance: Getting Coverage at the Lowest Rates See the average rates for car insurance coverage for Florida drivers based on coverage levels, location, and insurer -- know how to find the lowest rates. Connecticut Car Insurance: Get Coverage at the Lowest Rates See the average car insurance premiums for drivers in Connecticut and learn how to obtain the right coverage and the lowest rates. California Car Insurance: Guide to Coverage at the Lowest Rates Photo of Kevin Mercadante Kevin Mercadante California Car Insurance: Guide to Coverage at the Lowest Rates California isn’t the most expensive state for car insurance premiums. But it is... Arizona Car Insurance: How to Shop for the Cheapest Rates Photo of Kevin Mercadante Kevin Mercadante Arizona Car Insurance: How to Shop for the Cheapest Rates With the Grand Canyon being in Arizona, the state’s car insurance can be a little... Mortgage Recasting: When Does It Make Sense for You? Find out when it makes sense for you to recast a mortgage after considering the pros and cons -- compared to a typical mortgage refinance. How to Choose the Best Private Student Loans After you've exhausted your federal student loan options, learn what you should look out for when you're thinking about also taking out private student loans. What is Credit Life Insurance and Do You Need It? Photo of Kevin Mercadante Kevin Mercadante What is Credit Life Insurance and Do You Need It? If you have a mortgage, personal loan or auto loan, you might have been offered... Day Trading: Is It the Right Investing Style for You? Photo of Kevin Mercadante Kevin Mercadante Day Trading: Is It the Right Investing Style for You? If you’re an investor, and even if you’re not, you’ve probably at least heard of... What You Need to Know About Employee Stock Purchase Plans Learn all about employee stock purchase plans (ESPPs), which allow employees to invest in their company at a reduced cost, and to see if you should participate.