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Articles by Kevin Mercadante

Kevin Mercadante is a former mortgage loan officer and blogger behind Out of Your Rut. He is an expert in mortgages, career strategies and retirement planning. Education: B.S. in Accounting and Finance from Montclair State University.

Mortgage Recasting: When Does It Make Sense for You? Photo of Kevin Mercadante Kevin Mercadante Mortgage Recasting: When Does It Make Sense for You? If you’re already a homeowner, or you’re looking to buy a home, you’re probably... How to Choose the Best Private Student Loans After you've exhausted your federal student loan options, learn what you should look out for when you're thinking about also taking out private student loans. What is Credit Life Insurance and Do You Need It? Find out how credit life insurance works and whether to buy this type of policy to prevent your debt from becoming a burden to heirs and business partners. Day Trading: Is It the Right Investing Style for You? Photo of Kevin Mercadante Kevin Mercadante Day Trading: Is It the Right Investing Style for You? If you’re an investor, and even if you’re not, you’ve probably at least heard of... What You Need to Know About Employee Stock Purchase Plans Photo of Kevin Mercadante Kevin Mercadante What You Need to Know About Employee Stock Purchase Plans Employee stock purchase plans (ESPPs) are one of the less common, and less... When You Have to Switch Car Insurance After Moving to Another State Learn about the process of ensuring auto insurance coverage when moving to another state and find out when it makes sense to look for a new policy. Washington Car Insurance: How to Get the Cheapest Rates Find out how to get the cheapest car insurance rates for Washington drivers and compare your premiums based on coverage level, location, and insurer. What You Need to Know About Pay-Per-Mile Car Insurance Photo of Kevin Mercadante Kevin Mercadante What You Need to Know About Pay-Per-Mile Car Insurance Car insurance companies offer different ways for drivers to save money on their... Oregon Car Insurance: How to Get the Cheapest Policy Rates Photo of Kevin Mercadante Kevin Mercadante Oregon Car Insurance: How to Get the Cheapest Policy Rates Nationwide, Oregon has car insurance rates that are among the lowest in the... GAP Insurance: Where to Get This Type of Auto Coverage Find out where you can get GAP insurance, which is designed to protect your ability to repay a car loan if your vehicle is totaled or stolen