Articles by Krista Baum

Krista is a freelance writer with extensive financial experience from holding management-level positions at financial institutions in New York. She still works in the financial industry with a focus on risk assessments, project management, and financial crime compliance. Krista has contributed to sites including AOL.com and The Huffington Post. Education: B.S. in Hospitality and Tourism Management from Virginia Tech.

How to Protect Financial Apps Connected to Your Facebook Account Learn about the security of the Facebook login credential when used to sign up for financial accounts, apps, and websites. Find out what you should do to protect this popular social media account from being hacked or compromised -- and, in turn, from affecting your money and sensitive financial information. Should You Cosign Your Child's Student Loans? Photo of Krista Baum Krista Baum Should You Cosign Your Child's Student Loans? With little to no credit history and minimal income, students fresh out of high... What You Need to Know When Using Home Equity Loan to Buy Another Home Photo of Krista Baum Krista Baum What You Need to Know When Using Home Equity Loan to Buy Another Home Imagine waking up to the sound of waves crashing on the beach, or looking out the... Overdraft Fees: Different Types, Explained & Compared Find out what a bank will do when you overdraw your checking account and leave a negative balance for several days. You may encounter an extended overdraft fee. Learn about how it works and when it charged depending on the bank. See the alternatives that can help you avoid overdrafts and the expensive fees. Emergency Fund Calculator: Find Out Your Ideal Safety Net Find out how much money you should keep in an emergency fund, based on your monthly essential living expenses, to help survive unexpected expenses. Wealthfront Investment Adviser 2024 Review Photo of Krista Baum Krista Baum Wealthfront Investment Adviser 2024 Review Having an investment portfolio isn't just for the uberwealthy or retirees. If you... In Your 20s With a Large Inheritance? How to Manage Your Extra Money Photo of Krista Baum Krista Baum In Your 20s With a Large Inheritance? How to Manage Your Extra Money If you receive a large inheritance in your 20s, it's easy for this windfall to be... College Grads With Your First Jobs: How to Set Up Your Finances As a recent college graduate with your first job, learn how to set up your finances to ensure that you're building savings and working towards a retirement portfolio after you've obtained a stable stream of income. In this guide, find out how to approach each step and why each financial account plays a role in your finances. How to Invest for Retirement on a $30,000 Salary With the median U.S. salary at around $30,000, learn how you can still save for retirement and invest in a portfolio that will grow for many years to come. Find out how to set up your finances, especially by choosing the right accounts, to get yourself started on retirement savings even if you have low income. How Much Does a Safe Deposit Box Cost at the Top U.S. Banks? Photo of Krista Baum Krista Baum How Much Does a Safe Deposit Box Cost at the Top U.S. Banks? Just like the movies, safe deposit boxes hold people’s most valuable...