Articles by Krista Baum

Krista is a freelance writer with extensive financial experience from holding management-level positions at financial institutions in New York. She still works in the financial industry with a focus on risk assessments, project management, and financial crime compliance. Krista has contributed to sites including AOL.com and The Huffington Post. Education: B.S. in Hospitality and Tourism Management from Virginia Tech.

TD Ameritrade Essential Portfolios Robo-Advisor 2024 Review Learn about the robo-advisory service called Essential Portfolios offered by TD Ameritrade, one of the major brokerages in the U.S. How to Protect Financial Apps Connected to Your Facebook Account Photo of Krista Baum Krista Baum How to Protect Financial Apps Connected to Your Facebook Account Personal finance apps are transforming how people manage, spend and invest... Should You Cosign Your Child's Student Loans? Photo of Krista Baum Krista Baum Should You Cosign Your Child's Student Loans? With little to no credit history and minimal income, students fresh out of high... What You Need to Know When Using Home Equity Loan to Buy Another Home Learn what you need to do when you are considering a home equity loan to purchase another home, usually for a rental property for additional income. Find out how it works and the rules you have to be aware of when you borrow from an existing home to pay for a new one. Compare the pros and cons before taking out this major loan. Overdraft Fees: Different Types, Explained & Compared Find out what a bank will do when you overdraw your checking account and leave a negative balance for several days. You may encounter an extended overdraft fee. Learn about how it works and when it charged depending on the bank. See the alternatives that can help you avoid overdrafts and the expensive fees. Emergency Fund Calculator: Find Out Your Ideal Safety Net Photo of Krista Baum Krista Baum Emergency Fund Calculator: Find Out Your Ideal Safety Net Dealing with an emergency, such as losing your job or unexpected car repair, is... Wealthfront Investment Adviser 2024 Review Photo of Krista Baum Krista Baum Wealthfront Investment Adviser 2024 Review Having an investment portfolio isn't just for the uberwealthy or retirees. If you... In Your 20s With a Large Inheritance? How to Manage Your Extra Money Follow this guide when you're young and come across a large sum of money from a windfall, such as a sizable inheritance. Find out what steps you should take to ensure that your finances are set up correctly to avoid spending all the money on useless things. Learn where to deposit your money and how to invest it. College Grads With Your First Jobs: How to Set Up Your Finances As a recent college graduate with your first job, learn how to set up your finances to ensure that you're building savings and working towards a retirement portfolio after you've obtained a stable stream of income. In this guide, find out how to approach each step and why each financial account plays a role in your finances. How to Invest for Retirement on a $30,000 Salary Photo of Krista Baum Krista Baum How to Invest for Retirement on a $30,000 Salary Everyone knows they should be saving for retirement. But, what if you only make...