Articles by Melanie Pinola Melanie writes for MyBankTracker on taxes, retirement and financial literacy. Melanie Pinola How to Raise Your Credit Score with a Single Phone Call A high credit score could save you thousands of dollars in interest over... If You Hate High Property Taxes, Don't Live in These Places Real estate taxes are the highest expense after mortgages for most home owners. here are the worst places to live if you hate high property taxes. Melanie Pinola 7 Best Job Benefits You Should Be Using, But Probably Don't You're probably aware of some valuable benefits, such as health insurance, your company offers, but chances are there are others you're not taking advantage of. Melanie Pinola Melanie Pinola 3 Things You Need to Know When You Buy Airlines Miles You want to redeem your airline miles for a flight soon, but you don't have enough... Melanie Pinola Report: 49% of Millennials Don't Own a Credit Card. Why Are They Avoiding Them? Getting your first credit card is almost a rite of passage. Most of us own at least... Report: 34.5% Americans Will Put Their Tax Refunds Towards Debt, Not Savings or Retirement Tens of millions of people will be getting a tax refund this year. We asked individuals what they plan on doing with this windfall. Melanie Pinola