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Articles by Rebecca Lake

Rebecca is a writer for MyBankTracker.com. She is a Certified Educator in Personal Finance (CEPF) and an expert in consumer banking products, saving and money psychology. She has contributed to numerous online outlets, including U.S. News & World Report, and more. Education: B.A. in Political Science and Government from University of South Carolina; MS. in Criminal Justice and Corrections from Charles Southern University.

The True Cost of Lying On Your Mortgage Application (Even the 'White Lies') Photo of Rebecca Lake Rebecca Lake The True Cost of Lying On Your Mortgage Application (Even the 'White Lies') While banks do pay the price when homebuyers are untruthful about their finances... Mortgage Closing Costs and Fees Explained Home buyers are by and large in the dark when it comes to closing costs but understanding how they work makes it easier to save on mortgage fees. How to Pay For Study Abroad and Avoid Debt Going to school overseas can be an invaluable experience but if you're planning on taking out loans, you have to understand what the true cost of borrowing is. 3 Lies the Media Uses to Try to Scare You Into Saving More Photo of Rebecca Lake Rebecca Lake 3 Lies the Media Uses to Try to Scare You Into Saving More Sometimes, news headlines paint a pretty depressing picture these days when it... Should You Contribute to Your 401(k) or Pay Down Your Mortgage? Photo of Rebecca Lake Rebecca Lake Should You Contribute to Your 401(k) or Pay Down Your Mortgage? If you own a home, your mortgage is probably your largest debt and the biggest... Why Defaulting on Student Loans is a Bad Idea? Defaulting on your student loans can hurt you on an individual level but it has some costly financial implications for taxpayers as a whole. 6 Private Student Loan Facts Lenders Avoid to Emphasize Financing a degree can be a wise investment but if you're in the dark about these private student loan facts, you could be setting yourself up for trouble. What You Should Do During Your Student Loan Grace Period Photo of Rebecca Lake Rebecca Lake What You Should Do During Your Student Loan Grace Period The student loan grace period is meant to give grads some time to adjust during... Comprehensive Guide to Student Loan Forgiveness Programs Photo of Rebecca Lake Rebecca Lake Comprehensive Guide to Student Loan Forgiveness Programs Saving an emergency fund or buying a home can be tough when student loan payments... What Are Interest-Only Repayment Plans for Student Loans? Learn how interest-only repayment plans work when it comes to student loan and find out if it is the right way for you to manage student loan debt.