Articles by Shannon McNay

Shannon specializes in personal finance topics that revolve around money management, debt (especially student loans), and budgeting. She has contributed to various personal finance blogs and sites such as The Huffington Post, Business Insider, Lifehacker, Yahoo Finance, and more. Shannon is a big fan of coffee and her dog, Lucy. Education: B.A. in English from Northern Kentucky University.

Which Cash Back Credit Card is Better: Chase, Discover or Citi?
Shannon McNay
Shannon McNay
Which Cash Back Credit Card is Better: Chase, Discover or Citi?
Of Chase Freedom, Citi Double Cash, and Discover It, which is best?...
Does Closing a Credit Card Hurt Your Credit Score?
Have you been thinking of cutting up or closing your credit card? Here's how to decide - and the effect it will have on your credit score and debt payoff.
Announcing the MyBankTracker Bank Awards Q3 2016
We’ve combed through thousands of banks so you don’t have to. Find top-rated national, regional, and mobile banks here. Your new bank could be around the corner!
How to Pay Off Credit Card Debt Faster
Shannon McNay
Shannon McNay
How to Pay Off Credit Card Debt Faster
Need a credit card payoff strategy? Here‘s how to lower your interest...
Late Credit Card Payment? Here’s What to Do
Shannon McNay
Shannon McNay
Late Credit Card Payment? Here’s What to Do
If you‘re late on a credit card payment - or missed on...
What Happens If You Don’t Use Your Credit Card?
Not using your credit card may seem harmless, but can have surprising effects on your credit score. How to decide if you should use or close your dormant card.
What Happens if You Maxed Out Your Credit Card
We all know maxing a credit card isn't good but do you know the consequences? Here's what happens if you max out your card, how to prevent it, and how to fix it.
Cash or Credit Card: Which is the Best Way to Pay?
Shannon McNay
Shannon McNay
Cash or Credit Card: Which is the Best Way to Pay?
When it comes to making a purchase, should you use cash or...
Credit Card Perks That Will Help Save Your Valentine’s Day
Shannon McNay
Shannon McNay
Credit Card Perks That Will Help Save Your Valentine’s Day
Credit cards can be handy for many occasions, including Valentine's Day. See...
Credit Card vs. Debit Card: Which is the Best for Travel Abroad?.
Traveling abroad? Find out the best way to access and spend your money so you can save on fees, earn rewards, and protect your finances while you travel.

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