Articles by Shannon McNay

Shannon specializes in personal finance topics that revolve around money management, debt (especially student loans), and budgeting. She has contributed to various personal finance blogs and sites such as The Huffington Post, Business Insider, Lifehacker, Yahoo Finance, and more. Shannon is a big fan of coffee and her dog, Lucy. Education: B.A. in English from Northern Kentucky University.

Announcing the MyBankTracker Bank Awards Q3 2016 We’ve combed through thousands of banks so you don’t have to. Find top-rated national, regional, and mobile banks here. Your new bank could be around the corner! How to Pay Off Credit Card Debt Faster Photo of Shannon McNay Shannon McNay How to Pay Off Credit Card Debt Faster Credit card debt is something many Americans battle with. In fact, many American... Does Closing a Credit Card Hurt Your Credit Score? Photo of Shannon McNay Shannon McNay Does Closing a Credit Card Hurt Your Credit Score? Anyone who’s battled credit card debt before may understand the feeling of wanting... Late Credit Card Payment? Here's What to Do If you‘re late on a credit card payment - or missed on altogether - don‘t panic. Here‘s what you can do to get your account back on track. What Happens If You Don't Use Your Credit Card? Not using your credit card may seem harmless, but can have surprising effects on your credit score. How to decide if you should use or close your dormant card. What Happens if You Maxed Out Your Credit Card Photo of Shannon McNay Shannon McNay What Happens if You Maxed Out Your Credit Card No one takes out a credit card with the intent of maxing it out. We all have the best... Cash or Credit Card: Which is the Best Way to Pay? Photo of Shannon McNay Shannon McNay Cash or Credit Card: Which is the Best Way to Pay? The world of personal finance is one that’s full of staunch opinions. Everyone... Credit Card Perks That Will Help Save Your Valentine’s Day Credit cards can be handy for many occasions, including Valentine's Day. See what credit card benefits can be used to save money on flowers, gifts, and more. Credit Card vs. Debit Card: Which is the Best for Travel Abroad?. Traveling abroad? Find out the best way to access and spend your money so you can save on fees, earn rewards, and protect your finances while you travel. Which Cash Back Credit Card is Better: Chase, Discover or Citi? Photo of Shannon McNay Shannon McNay Which Cash Back Credit Card is Better: Chase, Discover or Citi? If you’re going to use a credit card to make a purchase, you might as well earn...