Articles by Shannon McNay

Shannon specializes in personal finance topics that revolve around money management, debt (especially student loans), and budgeting. She has contributed to various personal finance blogs and sites such as The Huffington Post, Business Insider, Lifehacker, Yahoo Finance, and more. Shannon is a big fan of coffee and her dog, Lucy. Education: B.A. in English from Northern Kentucky University.

Late Credit Card Payment? Here's What to Do If you‘re late on a credit card payment - or missed on altogether - don‘t panic. Here‘s what you can do to get your account back on track. What Happens If You Don't Use Your Credit Card? Photo of Shannon McNay Shannon McNay What Happens If You Don't Use Your Credit Card? Common sense might seem to say that it’s best not to use your credit card,... What Happens if You Maxed Out Your Credit Card Photo of Shannon McNay Shannon McNay What Happens if You Maxed Out Your Credit Card No one takes out a credit card with the intent of maxing it out. We all have the best... Cash or Credit Card: Which is the Best Way to Pay? When it comes to making a purchase, should you use cash or credit? Here's how you can discover the payment method that will work best for your financial goals. Credit Card Perks That Will Help Save Your Valentine’s Day Credit cards can be handy for many occasions, including Valentine's Day. See what credit card benefits can be used to save money on flowers, gifts, and more. Credit Card vs. Debit Card: Which is the Best for Travel Abroad?. Photo of Shannon McNay Shannon McNay Credit Card vs. Debit Card: Which is the Best for Travel Abroad?. Georgia (the country) Planning a trip overseas involves several aspects, and one... Which Cash Back Credit Card is Better: Chase, Discover or Citi? Photo of Shannon McNay Shannon McNay Which Cash Back Credit Card is Better: Chase, Discover or Citi? If you’re going to use a credit card to make a purchase, you might as well earn... How to Pay Off Credit Card Debt Faster Need a credit card payoff strategy? Here‘s how to lower your interest rates, utilize balance transfer credit cards, and use other methods to get out of debt. Should You Cancel a Credit Card That Never Use? If you were to open up your wallet right now and look at your credit card selection, how many of the credit cards would you say you’re still using? Announcing the MyBankTracker Bank Awards Q3 2016 Photo of Shannon McNay Shannon McNay Announcing the MyBankTracker Bank Awards Q3 2016 It’s that time of year again. We’ve sifted through countless traditional banks,...