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Articles by Shannon McNay

Shannon specializes in personal finance topics that revolve around money management, debt (especially student loans), and budgeting. She has contributed to various personal finance blogs and sites such as The Huffington Post, Business Insider, Lifehacker, Yahoo Finance, and more. Shannon is a big fan of coffee and her dog, Lucy. Education: B.A. in English from Northern Kentucky University.

Which Cash Back Credit Card is Better: Chase, Discover or Citi? Photo of Shannon McNay Shannon McNay Which Cash Back Credit Card is Better: Chase, Discover or Citi? If you’re going to use a credit card to make a purchase, you might as well earn... Does Closing a Credit Card Hurt Your Credit Score? Have you been thinking of cutting up or closing your credit card? Here's how to decide - and the effect it will have on your credit score and debt payoff. Announcing the MyBankTracker Bank Awards Q3 2016 We’ve combed through thousands of banks so you don’t have to. Find top-rated national, regional, and mobile banks here. Your new bank could be around the corner! How to Pay Off Credit Card Debt Faster Photo of Shannon McNay Shannon McNay How to Pay Off Credit Card Debt Faster Credit card debt is something many Americans battle with. In fact, many American... Late Credit Card Payment? Here's What to Do Photo of Shannon McNay Shannon McNay Late Credit Card Payment? Here's What to Do We all have those moments. Either the due date flew by without us noticing or we... What Happens If You Don't Use Your Credit Card? Not using your credit card may seem harmless, but can have surprising effects on your credit score. How to decide if you should use or close your dormant card. What Happens if You Maxed Out Your Credit Card We all know maxing a credit card isn't good but do you know the consequences? Here's what happens if you max out your card, how to prevent it, and how to fix it. Cash or Credit Card: Which is the Best Way to Pay? Photo of Shannon McNay Shannon McNay Cash or Credit Card: Which is the Best Way to Pay? The world of personal finance is one that’s full of staunch opinions. Everyone... Credit Card Perks That Will Help Save Your Valentine’s Day Photo of Shannon McNay Shannon McNay Credit Card Perks That Will Help Save Your Valentine’s Day Valentine’s Day: perhaps one of the most stressful days of the year. What was... Credit Card vs. Debit Card: Which is the Best for Travel Abroad?. Traveling abroad? Find out the best way to access and spend your money so you can save on fees, earn rewards, and protect your finances while you travel.