Articles by Simon Zhen

Simon Zhen is the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations, and financial technology. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. Education: Education: B.S. in Health Sciences from Stony Brook University.

4 Ways to Earn More Chase Freedom Cash Back Rewards Chase Freedom® is one of the popular credit cards that is often noted for its attractive cash back cash back program. In this post we explain why. The Best Credit Cards to Save Money on Family Travel Photo of Simon Zhen Simon Zhen The Best Credit Cards to Save Money on Family Travel Trips with the family are great for making treasured memories, but it doesn’t... 4 Best Prepaid Debit Cards With Low Fees Photo of Simon Zhen Simon Zhen 4 Best Prepaid Debit Cards With Low Fees We get it. Not everyone can get (or wants) a traditional checking account or credit... What to Do When a Certificate of Deposit (CD) Owner Dies Wells Fargo refused to honor a widow's certificate of deposit (CD), so she had to bring the case to court. See what steps to take when a CD owner dies. 4 Reasons to Have a Travel Credit Card With an Annual Fee When you're figuring out if a credit card's annual fee is worth it, consider the value of the perks, in addition to the rewards program. Paying Too Much in Credit Card Fees? See Which Cards Help You Avoid Them Photo of Simon Zhen Simon Zhen Paying Too Much in Credit Card Fees? See Which Cards Help You Avoid Them But, these credit card fees can cost you just as much — if not more — than the fees... Drop that Call: The Best Ways to Contact Your Bank Without a Phone Photo of Simon Zhen Simon Zhen Drop that Call: The Best Ways to Contact Your Bank Without a Phone In a perfect world, we would never have a need for customer service because everything... Tips How to Avoid the American Express Serve Monthly Fee Looking for ways to avoid paying the American Express Serve monthly fees? MyBankTracker Columnist, Simon Zhen, has a few hacks for you to sidestep them. When to Make the Switch From a Secured Credit Card to a Unsecured Card? Do you know when it is time to switch from a secured credit card to an unsecured credit card? We'll show you how to find out for yourself. How to Get a Near-Perfect FICO 9 Bankcard Score: One Woman's Story Photo of Simon Zhen Simon Zhen How to Get a Near-Perfect FICO 9 Bankcard Score: One Woman's Story There are advantages to maintaining a pristine credit profile. Primarily, having...