Articles by Thomas (TJ) Porter

TJ Porter has in-depth experience in reviewing financial products such as savings accounts, credit cards, and brokerages, writing how-tos, and answering financial questions. He has also contributed to publications and companies such as Investment Zen and Echo Fox. He aims to provide actionable advice that can help readers better their financial lives. Education: B.S. in Business Administration, Concentration in Information Systems from Northeastern University.

Which Credit Report Does Capital One Pull? Find out which U.S. credit bureaus are used most often by Capital One when it is reviewing credit card and loan applications. Can You Sign a Check Over to Someone Else to Deposit? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Can You Sign a Check Over to Someone Else to Deposit? Yes, you can sign a check over to someone else, but it's not always accepted by... What to Do if a Restaurant Overcharged Your Credit Card? Photo of Thomas (TJ) Porter Thomas (TJ) Porter What to Do if a Restaurant Overcharged Your Credit Card? If a restaurant overcharges your credit card, first contact the restaurant to... Can a Gym Ruin Your Credit Due to Unpaid Membership Fees? Find out whether your gym can ruin your credit if you do not pay membership fees. Learn how an account sent to a debt collection agency can affect your credit. Which Credit Reports Do AT&T, T-Mobile, Sprint, and Verizon Pull? Find out which credit bureaus are used by the major U.S. mobile carriers when customers sign up for phone service. Learn how the information on your credit reports will affect your chances of getting service. Compare alternative options for people with bad credit. What are the Limits on Chase ATM and Purchase Transactions? Photo of Thomas (TJ) Porter Thomas (TJ) Porter What are the Limits on Chase ATM and Purchase Transactions? Chase debit card withdrawal limits vary significantly based on card type and ATM... The Best Robo-Advisors for Automated Investing in 2025 Photo of Thomas (TJ) Porter Thomas (TJ) Porter The Best Robo-Advisors for Automated Investing in 2025 Robo-Advisors Investment Apps Robo-advisors help people build and manage an... The Best Personal Loans for Home Improvement of 2025 Find out which personal loans are the best options for borrowers in need of extra funds to pay for a major home improvement project. The Best Personal Loans for Debt Consolidation of 2025 Find out which personal loans are the best for people who want to consolidating their high-interest debt to reduce the amount they pay in interest. The Best Personal Loans in Wisconsin for 2025 Photo of Thomas (TJ) Porter Thomas (TJ) Porter The Best Personal Loans in Wisconsin for 2025 Whether you need help consolidating your debts or getting a home improvement...