Advertiser and Editorial Disclosures

Advertiser Disclosure: Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options available. *APY (Annual Percentage Yield).
Rates / Annual Percentage Yield terms are current as of the date indicated. Rates are subject to change without notice and may not be the same at all branches. These quotes are from banks, credit unions, and thrifts, some of which have paid for a link to their website. Bank, thrift, and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you.

Editorial Disclosure: This content is not provided or commissioned by the bank advertiser. Opinions expressed here are the author’s alone, not those of the bank advertiser, and have not been reviewed, approved, or otherwise endorsed by the bank advertiser. This site may be compensated through the bank advertiser Affiliate Program.

Articles by Thomas (TJ) Porter

TJ Porter has in-depth experience in reviewing financial products such as savings accounts, credit cards, and brokerages, writing how-tos, and answering financial questions. He has also contributed to publications and companies such as Investment Zen and Echo Fox. He aims to provide actionable advice that can help readers better their financial lives. Education: B.S. in Business Administration, Concentration in Information Systems from Northeastern University.

The Best Mobile Apps to Help You Save on Gas at the Pump Photo of Thomas (TJ) Porter Thomas (TJ) Porter The Best Mobile Apps to Help You Save on Gas at the Pump Gas prices are known to fluctuate. They can be relatively low and stable for a... How to Start Building Good Credit as An Immigrant As a U.S. immigrant, learn how you can obtain your first line of credit so that you can begin building a good credit score for key loans in the future. 5 Tips When Using Your Credit Card for Reimbursable Work Expenses Find out how you should use your personal credit card to pay for reimbursable work expenses so that you can earn travel rewards for free flights or cash back. Earnest Personal Loans 2025 Review Photo of Thomas (TJ) Porter Thomas (TJ) Porter Earnest Personal Loans 2025 Review Learn about all about personal loans by Earnest, an online lender. Compare its interest rates, fees, borrowing limits, and application requirements to other personal loans offered by other banks and lenders. Find out how to increase your chances of approval depending on your credit score and income. Capital One 360 Certificates of Deposit (CDs) 2025 Review Photo of Thomas (TJ) Porter Thomas (TJ) Porter Capital One 360 Certificates of Deposit (CDs) 2025 Review Capital One 360 CD Accounts Capital One 360 is the banking arm of well-known credit... 4 Best Strategies on How to Pay Off Debt When you have multiple creditors it can make your debt seem insurmountable, but there are a variety of strategies that can help. Citibank Personal Loans 2025 Review Learn about the requirements for applying for Citibank personal loans and find out how to get rate reductions and rewards on your loan. How to Get a USAA Bank Personal Loan? Photo of Thomas (TJ) Porter Thomas (TJ) Porter How to Get a USAA Bank Personal Loan? Learn more about personal loans from USAA Bank and compare its interest rates, fees, and borrowing terms to personal loans from other online lenders. American Express Personal Loan 2025 Review Photo of Thomas (TJ) Porter Thomas (TJ) Porter American Express Personal Loan 2025 Review Learn about all the details of personal loans from American Express. Unlike other personal lenders, it requires special pre-approval terms before anyone can qualify for it. Compare its interest rates, fees, and borrowing limits to the personal loans from the top online lenders. PNC Bank Personal Loans 2025 Review Learn all about personal loans from PNC Bank to see if they're right for you. Compare the interest rates, borrowing limits, terms, fees, and features to the top personal loans offered by other banks and online lenders. Improve your chances of getting approved for a personal loan from PNC.