Articles by Thomas (TJ) Porter

TJ Porter has in-depth experience in reviewing financial products such as savings accounts, credit cards, and brokerages, writing how-tos, and answering financial questions. He has also contributed to publications and companies such as Investment Zen and Echo Fox. He aims to provide actionable advice that can help readers better their financial lives. Education: B.S. in Business Administration, Concentration in Information Systems from Northeastern University.

Fractional Shares: Compare the Pros & Cons Learn how fractional shares work, including pros and cons of buying partial shares. Find out which brokerages allow investors to buy fractional shares. Which Credit Report Does American Express Pull? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Which Credit Report Does American Express Pull? American Express has long been known as a premium credit card provider that gives... Which Credit Report Does Capital One Pull? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Which Credit Report Does Capital One Pull? Capital One is unlike other banks in that there isn’t one credit bureau that it is... How to Avoid Having Medical Bills Go to Collections Take these steps after you find out that your medical bills are now in the hands of a collection agency. How to Go Totally Cashless and Why You Should Living a cashless life has never been easier thanks to the near ubiquity of smartphones, public WiFi, and internet access in general. How to Buy and Sell Litecoin Cryptocurrency Photo of Thomas (TJ) Porter Thomas (TJ) Porter How to Buy and Sell Litecoin Cryptocurrency Cryptocurrency is a new technology that has excited many investors. Many... The Best Personal Loans for Home Improvement of 2024 Photo of Thomas (TJ) Porter Thomas (TJ) Porter The Best Personal Loans for Home Improvement of 2024 Personal loans are flexible financial tools that give you money when needed. You... The Best Personal Loans for Debt Consolidation of 2024 Find out which personal loans are the best for people who want to consolidating their high-interest debt to reduce the amount they pay in interest. How to Raise Your Credit Score Above 700 With a FICO credit score of 700, you are considered to have good credit. It allows you to get great credit cards, low interest rates and higher credit approval. Why It’s a Bad Idea to Save Your Credit Card Points or Miles Photo of Thomas (TJ) Porter Thomas (TJ) Porter Why It’s a Bad Idea to Save Your Credit Card Points or Miles One of the best parts of using a credit card is rewards. Some credit cards keep...