Articles by Valencia Patrice Higuera

Valencia Higuera is based in Virginia and she covers budgeting, credit cards, and student loan debt, with expertise in frugal living, general banking, and mortgages. She is a self-proclaimed personal finance junkie. Valencia has contributed to publications and outlets including MSN, The Huffington Post, CBS News, Investopedia, and more. Education: B.A. in English from Old Dominion University.

Investing in Airbnb Rental Property: Pros and Cons to Consider Learn about the pros and cons of renting out through Airbnb before using an investment property to generate income through short-term rentals. When Landlords Should Pay for Rental Property Insurance Photo of Valencia Patrice Higuera Valencia Patrice Higuera When Landlords Should Pay for Rental Property Insurance Owning rental property or being a landlord can be an excellent source of passive... Received a Job Offer? 6 Questions to Ask Before Accepting Photo of Valencia Patrice Higuera Valencia Patrice Higuera Received a Job Offer? 6 Questions to Ask Before Accepting Getting a job offer can be a major confidence booster, especially when you beat... When Mortgage Rates Fall, Is It Time to Refinance Your Home Loan? Find out whether it is the right time to refinance a home loan when mortgage rates fall, especially if there's speculation that interest rates drop even more. Home Insurance Inspection: What to Expect? Find out what to expect during an inspection to confirm your homeowners insurance coverage, including what parts of the home will be checked most extensively. Flood Insurance: Find Out If You Need Coverage and Where to Get It Photo of Valencia Patrice Higuera Valencia Patrice Higuera Flood Insurance: Find Out If You Need Coverage and Where to Get It Most homeowners have a homeowner’s insurance policy. In fact, these policies are... Should You Use a 401(k) Loan to Pay Off Student Loans? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Should You Use a 401(k) Loan to Pay Off Student Loans? Depending on your career path, getting the job you want may require a college... How to Negotiate the Best Price of a New Home Learn how you can negotiate for the best price on a new home purchase using these tips to identify reasons to offer a lower price. How to Buy a House When You Have Student Loan Debt While a college education can open the door to better jobs and income, student debt can throw a wrench in your home buying plans. Learn how to buy a house when you have student loans. How to Invest in Bonds: Predictable Returns With Low Risk Photo of Valencia Patrice Higuera Valencia Patrice Higuera How to Invest in Bonds: Predictable Returns With Low Risk Whether you’re a new investor or a seasoned investor, having a balanced portfolio...