Articles by Valencia Patrice Higuera

Valencia Higuera is based in Virginia and she covers budgeting, credit cards, and student loan debt, with expertise in frugal living, general banking, and mortgages. She is a self-proclaimed personal finance junkie. Valencia has contributed to publications and outlets including MSN, The Huffington Post, CBS News, Investopedia, and more. Education: B.A. in English from Old Dominion University.

Experian Boost 2025 Review Photo of Valencia Patrice Higuera Valencia Patrice Higuera Experian Boost 2025 Review Having a higher credit score opens the door to better financing... Blue Cash Everyday® Card from American Express 2025 Review We review the Blue Cash Everyday® Card from American Express for its cash back program -- that favors supermarket spending -- with no annual fee. Fingerhut Credit Account 2025 Review Learn how Fingerhut credit accounts work to finance the online purchases of some of your favorite retail brands. Compare it to credit cards and personal loans. Wells Fargo Cash Wise Visa Card 2025 Review Photo of Valencia Patrice Higuera Valencia Patrice Higuera Wells Fargo Cash Wise Visa Card 2025 Review Update: The Wells Fargo Cash Wise card has been discontinued and is no longer... Self Credit Builder Loan 2025 Review Photo of Valencia Patrice Higuera Valencia Patrice Higuera Self Credit Builder Loan 2025 Review Personal loans have many practical uses. Some people get a loan to start a... Affirm Personal Loan 2025 Review Learn all about Affirm personal loans that are offered as retail financing options for purchases at your favorite brands and retailers. Varo Money Online Checking Account 2025 Review Learn all about the features of the Varo Money online checking account, including its fees, mobile app, and early direct deposit payment. BrioDirect CD Rates 2025 Review Photo of Valencia Patrice Higuera Valencia Patrice Higuera BrioDirect CD Rates 2025 Review When your savings account isn't enough for your money, you can turn to... Why the Home Appraisal Matters When You’re Refinancing Photo of Valencia Patrice Higuera Valencia Patrice Higuera Why the Home Appraisal Matters When You’re Refinancing If you think back to purchasing your home, you likely remember having the property... Venmo Scams: How to Protect Yourself From Becoming a Victim Learn about the different ways that fraudsters use Venmo to scam users out of their money, including ways that you can protect yourself.