Advertiser and Editorial Disclosures

Advertiser Disclosure: Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options available. *APY (Annual Percentage Yield).
Rates / Annual Percentage Yield terms are current as of the date indicated. Rates are subject to change without notice and may not be the same at all branches. These quotes are from banks, credit unions, and thrifts, some of which have paid for a link to their website. Bank, thrift, and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you.

Editorial Disclosure: This content is not provided or commissioned by the bank advertiser. Opinions expressed here are the author’s alone, not those of the bank advertiser, and have not been reviewed, approved, or otherwise endorsed by the bank advertiser. This site may be compensated through the bank advertiser Affiliate Program.

Articles by Valencia Patrice Higuera

Valencia Higuera is based in Virginia and she covers budgeting, credit cards, and student loan debt, with expertise in frugal living, general banking, and mortgages. She is a self-proclaimed personal finance junkie. Valencia has contributed to publications and outlets including MSN, The Huffington Post, CBS News, Investopedia, and more. Education: B.A. in English from Old Dominion University.

BMO Student Checking Account 2025 Review Photo of Valencia Patrice Higuera Valencia Patrice Higuera BMO Student Checking Account 2025 Review As you get ready for the new school year, one major task on your mind may be to... Morgan Stanley Private Bank Max-Rate Checking Account 2025 Review Our review of the Morgan Stanley Private Bank Max-Rate Checking account looks at the interest rates, fees, and ways that you can access your account. Sesame Cash Account 2025 Review Our review of the Sesame Cash Account looks at the fees, rewards, and convenience features that could help replace your traditional checking account. Ponce Bank High Yield Savings Account 2025 Review Photo of Valencia Patrice Higuera Valencia Patrice Higuera Ponce Bank High Yield Savings Account 2025 Review Whether you’re looking to build an emergency fund or save for something major like... Betterment Checking Account 2025 Review Photo of Valencia Patrice Higuera Valencia Patrice Higuera Betterment Checking Account 2025 Review Betterment is known as a robo-advisor, which provides automated investment advice.... Zippyloan Loan 2025 Review Our review of Zippyloan looks at the loan amounts, repayment periods, interest rates, and speed of disbursement of these small loans with partnered lenders. LendUp Personal Loan 2025 Review: Payday Loan Alternative Our review of LendUp personal loans looks at the payday loan alternative and its fees, repayment terms, and eligibility requirements. Earnin App 2025 Review: Payday Advances Photo of Valencia Patrice Higuera Valencia Patrice Higuera Earnin App 2025 Review: Payday Advances Whether you live paycheck-to-paycheck or need cash for an unexpected expense, the... Finova Financial 2025 Review Photo of Valencia Patrice Higuera Valencia Patrice Higuera Finova Financial 2025 Review Do you need cash for a home repair, a car repair, or another purpose? If you don’t... Capital Good Fund Personal Loan 2025 Review Our review of Capital Good Fund personal loans look at this payday loan alternative and its interest rates, fees, and applicant requirements.