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Delta SkyMiles Blue Credit Card Review: Earn Miles on Delta Purchase & Dining

Our review of the Delta SkyMiles Blue Credit Card looks at the travel rewards program, fees, and perks that are designed for savings for frequent Delta flyers.
(4 out of 5) MyBankTracker Editor's Rating

Earning miles on purchases with a travel rewards credit card can be an easy way to save on flights and other travel purchases.

If you normally fly Delta, then the Delta SkyMiles Blue Credit Card is a great option for earning miles on everything you charge.

This card offers miles on Delta flights, dining and other purchases. There's no annual fee. And there are no foreign transaction fees, so it could be a good fit for international travel.

If you're looking for a new travel rewards card, our review covers the most important things to know about the Delta SkyMiles Blue Credit Card.

See Rates & Fees. Terms apply.

Delta SkyMiles Blue Credit Card Pros & Cons

Pros Cons
  • Earn bonus miles on dining and Delta purchases
  • No annual fee
  • No foreign transaction fees
  • 20% back on in-flight purchases
  • Fewer travel benefits and perks

Main Highlight: Unlimited Miles on Dining, Delta Flights

The Delta SkyMiles Blue Credit Card has a simple and straightforward rewards structure.

With this card, you earn:

  • 2x miles per dollar on dining, including takeout and delivery
  • 2x miles per dollar on Delta purchases made directly with Delta
  • 1x mile per dollar on all other purchases

Rewards are unlimited, with no cap on the number of miles earned.

So if you charge $10,000 in dining, $10,000 in flights and $20,000 in miscellaneous purchases each year you could earn 60,000 miles.

The more you spend, the more miles you can earn. And you can get some added miles right away if you qualify for the introductory bonus offer.

There's a minimum spending requirement to meet. But if you're charging dining and everyday purchases to the card it may not take long to reach it.

You can also earn a 20% savings in the form of a statement credit. To get the bonus, you just need to use your card for eligible Delta in-flight purchases.

If you want to redeem miles, you can use the Pay With Miles option.

You can take up to $50 off the cost of your flight for every 5,000 miles you redeem when you book on delta.com.

Valuable Travel Benefits

Since the Delta SkyMiles Blue Credit Card is a travel rewards card, it does come with some travel-specific features.

Those include:

  • Car rental loss and damage insurance
  • 20% back on in-flight purchases, as mentioned
  • Global Assist Hotline access

You can also use this card to earn Medallion Status in the Delta SkyMiles program.

All Medallion Qualification Miles earned between January 1 and December 31 of each year will count towards the next year's Medallion status.

Medallion status can unlock even more travel incentives, including:

  • Fee waivers
  • Airport and in-flight benefits
  • Bag tags and drink vouchers
  • Car rental benefits
  • Customer service benefits

The range of benefits you qualify for depends on which Medallion status tier you're at. This is based on your eligible flights, including those booked with the Delta SkyMiles Blue Credit Card.

What Else Do You Get With the Delta SkyMiles Blue Credit Card?

Wondering what other features are included with card membership?

Here's the remaining rundown of what comes with the Delta SkyMiles Blue Credit Card:

  • American Express Experiences, including exclusive access to special events and presales
  • Purchase protection in case something you buy is stolen or damaged
  • Extended warranty protection for purchases (limitations apply)
  • ShopRunner benefits, including free two-day shipping
  • Amex Send & Split
  • Amex Pay It Plan It

These features help to increase the card's usefulness and value. You can also get contactless payments and the American Express app to manage your account.

Card Fees

In terms of fees, the Delta SkyMiles Blue Credit Card is very fee-friendly.

You won't pay an annual fee to earn miles, which is a plus. And you won't pay foreign transaction fees either.

That might appeal to you if you're looking for a simple travel miles card you can take anywhere.

You will pay a fee for balance transfers and cash advances. And late and returned fees may also apply.

There is no introductory APR for purchases or balance transfers with this card. Your regular variable APR for both is based on creditworthiness.

So keep the APR range in mind in case you don't always pay your balance in full each month.

Delta SkyMiles Blue Credit Card vs. Other Rewards Cards

The Delta SkyMiles Blue Credit Card may be right for you if you want a card that earns miles on every purchase, with no limits and no fees.

It's not the only travel rewards card out there, however. So as you're shopping around for travel cards, here are three others to take a look at.

Delta SkyMiles Gold American Express Credit Card

See Rates & Fees. Terms apply.

Gold Delta SkyMiles Card Pros & Cons

Pros Cons
  • Good for people who want to earn rewards towards travel for making everyday purchases
  • One free checked bag per flight and priority boarding on Delta flights
  • No foreign transaction fee
  • Earn 2 points per mile spent on Delta purchases
  • $99 annual fee, waived for the first year
  • Not the best card if you don't fly Delta frequently
  • Other cards offer better travel rewards

The Delta SkyMiles Gold American Express Card offers even more ways to earn double miles toward free flights.

With this card, you can earn:

  • 2x miles per dollar on dining, including takeout and delivery
  • 2x miles per dollar on groceries purchased at U.S. supermarkets
  • 2x miles per dollar Delta purchases made directly with Delta
  • 1x miles per dollar on all other purchases

You might consider this card if you want to earn travel miles for everyday spending.

This card has a $0 annual fee the first year. After that, it increases to $99 per year.

As far as travel benefits go, you get:

  • First checked bag free
  • $100 Delta flight credit after you spend $10,000 in purchases on your card in a calendar year
  • 20% back on in-flight purchases
  • Car rental loss and damage insurance
  • Global Assist Hotline

There's also an introductory miles bonus. You'll pay a little more for this card with the $99 annual fee but that might be worth it to you to snag a few added travel benefits.

Read the Delta SkyMiles Gold American Express Card editor's review.

American Express Green Card

See Rates & Fees. Terms apply.

The American Express Green Card also rewards you for charging dining and travel purchases.

Instead of miles, you'll earn points. Here's how the rewards program breaks down:

  • 3x points per dollar at restaurants
  • 3x points per dollar on transit
  • 3x points per dollar on travel
  • 1x points per dollar on other purchases

You might choose this card if you'd rather earn points instead of miles.

Points earned with this card can be redeemed for flights. But you can also use them for gift cards, merchandise, statement credit and shopping at Amazon.

There are some travel benefits included, like a $100 credit for lounge access and trip delay insurance. There are no foreign transaction fees but this card does have a $150 annual fee.

You won't be able to use this card to earn Medallion status in the Delta SkyMiles program. But you could earn a higher rewards rate on purchases overall.

Read the American Express Green Card editor's review.

Chase Sapphire Preferred

Chase Sapphire Preferred Card Pros & Cons

Pros Cons
  • Good for frequent travelers who don’t mind paying an annual fee to get premium perks
  • No foreign transaction fees
  • Easily transfer points to participating travel vendors
  • Every 100 points are worth $1.25 instead of $1 when you book through Chase Ultimate Rewards Program
  • Can combine your points with multiple Chase cards
  • No 0% promotional APR offer
  • $95 annual fee

The Chase Sapphire Preferred Card is one of the most popular travel rewards card options.

With this card, you earn:

  • 2 points per dollar on travel
  • 2 points per dollar on dining
  • 1 point per dollar on all other purchases

Points earned can be redeemed for travel through Chase Ultimate Rewards. When you choose this option, they're worth 25% more.

You can also transfer points to Chase travel partners on a 1:1 basis. That means you're not locked in to flying Delta if you're not loyal to any one airline. And travel partners include hotels.

This card has no foreign transaction fees. There's an annual fee of $95 but that's the lowest among the cards included here.

The Chase Sapphire Preferred Card does offer a competitive introductory points bonus. This could be a simple way to earn added points toward travel if you qualify.

Read the Chase Sapphire Preferred Card editor's review.

Final Verdict: Should You Apply for the Delta SkyMiles Blue Credit Card?

The Delta SkyMiles Blue Credit Card is designed for people who want to earn miles toward Delta flights.

This card could be a good option for you if:

  • You normally charge dining, travel and everyday expenses to the same card
  • You prefer flying with Delta to other airline brands
  • You want to earn miles toward Medallion status with no annual fee

The Delta SkyMiles Blue Credit Card doesn't come with as many travel benefits as some other travel rewards card options. And the introductory miles bonus offer is on the smaller side as well.

But overall, this card could be a good choice if you want an uncomplicated way to earn travel miles. Consider, however, what you might pay in interest if you choose to carry a balance from month to month.

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