About ETRADE

The E*TRADE FINANCIAL family of companies provides financial services including trading, investing and banking for retail and institutional customers. Securities products and services are offered by E*TRADE Securities LLC (Member FINRA/SIPC). Bank products and services are offered by E*TRADE Bank, a Federal savings bank, Member FDIC, or its subsidiaries.
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Overall Rating

MyBankTracker rated ETRADE based on the following criteria that includes real customer reviews and bank fees, among others. Our bank report card is a proprietary rating system that highlights the financial health and stability of the bank.

B

MyBankTracker Rating

Customer Rating
Based on 25 Reviews
Financial Health
Based on Texas Ratio: 21.47
Bank Fees
vs. Average
Bank Rates
vs. Average
Mobile Banking
Quality of Mobile Services

Most Helpful Customer Reviews

AdeleDannels's Profile Image

Reviewed by AdeleDannels

Mar 9th 2013

5 out of 5 marks

Awesome

If your cant open a checking account because of a bad report on the chexsystems, opening a etrade brokerage account is a great second chance checking account because it comes with checks and a check card along with direct deposit. See http://www.badcreditmd.com/second-chance-checking-account/etrade/

Is this review helpful? ▲ Yes 1 ▼ No 0

Gavin's Profile Image

Reviewed by Gavin

Nov 14th 2011

5 out of 5 marks

Very Good

Etrade has been excellent overall. The user interface is intuitive and straight-forward. Simple and free to move funds among accounts, simple bill-pay system, their investing and trading offerings and platform is easy to use and are as good or better than competitor's (unless you are a hi-volume trader, but this is not their business model). Their customer-service is excellent and i have used in many times, never have a problem getting ahold of a rep. They reimburse for all atm fee's from any other bank atm, which is fantastic.

One negative with many online banks is that it can be tough to get large amounts of cash quickly. Its not a huge problem for me. In 2002 i called in a stop-payment on a large check, but i was too late and the check was cashed. Etrade looked up the date and time of my recorded call, reviewed it, and promptly reimbursed me the cash. The check was for a couple thousand dollars. They don't charge excessive fee's or hidden fee's. I cannot come up with too many negatives. I have had accounts with them for about 15 years.

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Drew's Profile Image

Reviewed by Drew

Jan 16th 2011

5 out of 5 marks

Have had an excellent expience

I have zero complaints about Etrade. They have a good interest rate on the MM checking and easy transfers with brokerage account. No fee and great customer service. When you call you get someone in NYC and they help you right away, never have waited for help, 24 hours a day. I do have a larger account with them, and maybe that is why I get quick service. My only beef is that there is no physical locations to deposit cash or check, but rather you need to mail them in.

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Bank Rates

NAME RATE (APY) MIN TO EARN APY Min Deposit
Max-Rate Checking Account

0.01%

$0

$100

Max-Rate Checking Account

0.05%

$5,000

$100

Max-Rate Checking Account

0.05%

$50,000

$100

Banking Fees

Type Fee National average
Monthly Inactivity

N/A

$7

Non-Sufficient Fund (Overdraft)

$25

$30

Stop Payment item

$25

$27

Return Deposit

$25

$13

Domestic Wire Transfer (Outbound)

$25

$22

Domestic Wire Transfer (Inbound)

$0

$9

Non-Bank ATM

$0

$1