Top Rated Finance Tools

There are plenty of personal finance tools that aim to help you with various aspects of your financial life. Take a tip from people who’ve tried and used these finance tools and see what worked for them and what didn’t. Learn from their experiences to help you choose the finance tools that may serve your financial goals.

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Finance Tool Reviews

KGFarrand's Profile Image

KGFarrand reviewed LearnVest

May 3rd 2013

5 out of 5 marks

A Love Child of YNAB and Mint

The free service offers both the enveloped budgeting that I've come to love from the likes of YNAB, and the account aggregation from Mint. That was my biggest complaints about both of those products was the lack of the other.

LearnVest has a great budgeting system and does a great job guiding you along the way.

I wish there was little more in the Investment department as far as tracking stocks and etfs, but that's not the real point of LearnVest. In my search to find the ultimate finance management tool, that incorporates all of my accounts and lets me manage a budget, LearnVest falls just shy of having everything I need, but comes a lot closer than anything else I've tried.

I know Quicken would be able to meet all of my criteria, but to be honest Quicken is garbage and even the 2013 edition is like using Excel 95 with account aggregation.

LearnVest is a great tool for managing your budget, and the free consultation offered a chance to learn more. LearnVest doesn't try to manage your money for you or automate your finances like Mint does, or try to shove credit cards or loans down your throat.

The push here is for financial planner program where they teach you how to do it all yourself, the Learn in LearnVest and that is huge for anyone who wants to learn to do it themselves.

LearnVest is fantastic, and really does a great job at almost everything it does. The company is great and they are constantly taking feedback and improving, so much so that you can join a feedback group and get $10 Amazon gift cards for participating.

The positives greatly outweigh any negatives, and this truly is a great service for beginners all the way up to moderately skilled investors. They will get you on the right track, and the free consultation really is a step towards wanting to help.

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TylerWebb reviewed HelloWallet

Mar 30th 2013

5 out of 5 marks

Best program for Tracking Your Money!

This program is good and they are constantly working to make it better.

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millms reviewed LearnVest

Mar 24th 2013

1 out of 5 marks

This is too complicated for the novice or anyone not tech savvy.

This site is confusing. Unable to access my account. Unable to get in, see, make changes, or get help. The tutorials are a joke. I'm sorry I ever threw away my money on his site. This is a marketing scheme designed to make the CEO wealthy, but it will make the average Joe or Joanne - BROKE!

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ft2track reviewed SigFig

Jan 18th 2013

4 out of 5 marks

good automated approach

SigFig is good-looking and the automatic approach is great.

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ft2track reviewed Ready For Zero

Jan 18th 2013

4 out of 5 marks

works well

Worked for me. ReadyForZero is well designed. It's also the only option out there that will also let you make payments from your plan.

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julialandry reviewed Mint.com

Sep 5th 2012

3 out of 5 marks

Great tool for account overviews, but details and budgeting can get confusing

I mostly use the iPhone and iPad app, and Mint has been a great tool for me to see an overview of all of my accounts. It tells me how much I'm worth (!), allows me to create budgets, and shows all of my accounts. There are a few places where accuracy is lacking, like in the 'Cash Flow' section - ex: it shows my cash flow for the month of September as '$0 Earned', but I get paid on the first of the month. I find it does this every month so its difficult to see the exact overview of how much I make vs. how much I'm spending.

Accounts is a really helpful section, allowing me to connect all of my checking, savings, credit cards, and loan accounts to keep track of and make sure payments have posted. However it seems to have trouble with Sallie Mae loans, as it only shows balances and not account details for those.

Since the overviews are great but details can be fuzzy, it makes the Email Alerts (complete with a cute little pie chart of where your money goes) a little less helpful. I stand to be corrected on this since it may just be that I don't have a full, thorough knowledge of the app and the best way to utilize budgeting and reading account details, but overall I think Mint is something everyone needs to use.

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Simon reviewed Mint.com

Aug 21st 2012

4 out of 5 marks

Great for financial snapshots, offers neat apps

Mint has been and continues to be the go-to app for me when I'm too lazy to log in to every single one of my financial accounts to get a look at how I'm doing financially.

It pulls in my bank accounts, credit card accounts, student loans, investment accounts and even my LendingClub account. However, Mint sometimes cannot link to certain accounts (possibly due to security measures taken by the financial institution).

Mint offers clean, simple-to-use applications for the iPhone, iPad and Macs (quickview) so I can easily check whether I have enough in my checking account to pay off a bill or credit card balance.

Mint does make the effort to alert me when a bill is due or when I receive large deposit but the notification usually comes a day or two late.

I find the

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