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mudeb123's Profile Image

mudeb123 reviewed Synchrony Bank

May 3rd 2015

5 out of 5 marks

No compassion for customers

I had an account with GE Capital which is now Synchrony Bank. I have always paid on time for the last year and I have never had a late payment and I always make double payments when I pay. My payment is due on the 27th of each month. I accidentally missed the April 27th payment somehow and when I discovered it, I immediately and promptly paid them. I called them to let them know that this was a huge oversight and I had always paid on time and never missed a payment. They had no compassion and said that they had already reported this to the credit bureaus. I begged them not to do this because it would hurt my credit score to have a late payment and they said it was their policy. I called back to ask how long this would be on my credit and the representative replied "forever". I think this is disgraceful. I could even understand if I had been 10 days past due or even a month but it was just a week and I begged them to reconsider, but they would not.

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OttoOtto reviewed USAA

May 2nd 2015

5 out of 5 marks

Great place to keep my money

They keep things Simple, I've been a happy member for years. I don't understand how less banks have better banktracker ratings.

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Busycid1 reviewed Ally Bank

Apr 30th 2015

1 out of 5 marks

Disconnected customer service

My wife and I have IRA accounts with Ally. I requested a normal RMD on April 7th. After completing the required paperwork I mailed into the address provided in PA on April 8th. Today is April 30th. I have yet to receive the check even though it was withdrawn from my account April 17th (2015). Several calls later I'm repeatedly told - "it takes 7 to 10 business days for the check to reach me in Fresno, California" . Apparently the postal system only works Mon- Fri when dealing with Ally Bank correspondence.

No effort has been made to fix this problem.

An Ally customer can email or phone a customer center with a promise of a response within 2 to 3 business days. You cannot talk to a bank rep.

We'll be closing our accounts.

Before you make a deal to bank with Ally, be prepared to be served on their terms.

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reggie277 reviewed Discover Bank

Apr 24th 2015

1 out of 5 marks

worst customer service ever

This bank has the worst customer service ever. I needed statements that were supposed to have been mailed several times and assured had been delivered and never did receive. They told me where i could go.

I needed help on a second occasion and they bent over backwards to prove they were correct and i was wrong. Automated processes are error prone and customer service directs you to these automated services. Calling to correct a mistake will lead to frustration and disappointment.

Would not recommend and will be taking my business elsewhere

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danabana34 reviewed Nationwide Bank

Apr 23rd 2015

1 out of 5 marks

The Worst Bank Ever

Tried to open up an account with them because my boyfriend just opened one up about a few days ago. Was told that i did not pass the verification and that i have to send in identification and now the app process will take an additional 2-3 days. So now im inconvenienced from opening my acct on thursday until tues or wednesday and because of this hassle i can only imagine what would happen to my money so i decided not to pursue this bank at this time.

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anon0314 reviewed USAA

Apr 21st 2015

1 out of 5 marks

OverDrafted my account twice in one week and Hung up on me

I have automatic insurance payments set up so when I checked my account on the 15th and didn't see any money taken out I decided to pay manually to avoid any late fees from them messing something up with the payments.

Turns out the payment went through, so last friday I talked to a representative who told me the money would be back in my account on monday. Monday rolls around and sure enough no money and my account is overdrafted because of this. I talk to another representative who waives the Over Draft charge and she tells me that the representative whom I spoke to on the phone on friday never put in my inquiry for the $142 to be put back into my account, that they had charged me twice for. So she tells me that it should only take a day or two and the money will be back in my account. Well sure enough, again, this morning Tuesday, April 21, I wake up to find my account over drafted AGAIN and no sign of the $142.

They decided to bill me for something as my account was already negative, causing another over draft. I attempt to talk to billing again and I got hung up on.

Called back and I asked to speak to a supervisor and was not granted this request (there was no supervisor around they said). So now I am told that I have to wait until Thursday for the money to be back into my account all the while my account is Over Drafted. I have no money and I'm about as upset and disgusted with this so called bank as one can imagine.

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chrisjeon reviewed Simple

Apr 20th 2015

5 out of 5 marks

Best Online Bank Ever

I use Simple and it is simply the best online bank I've ever used. The mobile app is simple and sleek, and the number of ATM's available in Manhattan is great. Although, if you don't live in a dense place like Manhattan, the number of atm locations go down quite a bit.

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MuddBuddha's Profile Image

MuddBuddha reviewed Synchrony Bank

Apr 20th 2015

1 out of 5 marks

Closed good accounts

Had both Amazon and Wal-Mart cards through them. Never missed payments and account balance was low. Hadn't used either card for a couple of months when I was sent a letter stating they were closing both accounts because, "....your credit worthiness didn't score as well as other Synchrony customers."

Wow. Talk about regretting ever opening an account with them. Considering I was paying their high APR % willingly, you'd think they would be appreciative that I never missed payments.

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AledoBilly reviewed Ally Bank

Apr 14th 2015

1 out of 5 marks

AN UN-TRAINED MONKEY could do a better job.

NO TITLE FOR NEW GMC thanks to Ally's "Customer Care" which is in the Philippines (you know, between China and Indonesia; next to Vietnam!) Isn't "Customer Care" an appropriate name! Ally's agent said I would get my title and a refund for overpayment in 4 days. Four days later Ally's Samantha Cooper sends me a two-sentence letter that read, "This is to inform you that Ally does not hold the title to the above described vehicle." Leaving me wondering: Why? Where is my title? What about my refund? Ally confirmed my refund was sent to the wrong address, and DMV confirmed that Ally gave them the wrong address to send the title resulting in my original title being destroyed.

Seems to me that any reasonable person (or entity called "Customer Care") that got returned mail would do a little simple research, like check to see if it was sent to the same address the buyer gave on the original contract. I provided the correct address. Isn't it funny how all fourteen invoices get sent to the correct address? But my title and refund get sent to an address that is not on the contract?

I should not have to wait in line at DMV and pay for a duplicate title for a new GMC. I want the original title, not a duplicate. I paid Ally in full. I provided the correct information on the contract. It is out of my control when Ally's people can't read an address on a simple contract that they prepared.

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jarcisz's Profile Image

jarcisz reviewed Ally Bank

Apr 13th 2015

1 out of 5 marks

Good Luck Closing Matured CD and Getting Your Money Soon

Closed a matured CD and requested my funds be transferred electronically (I was told it would be faster than sending me a check). Ally performed a test electronic funds transfer on April 3rd which I called and confirmed. Ten days later and I do not have my funds. They claim they made an attempt to transfer my funds but had mistakenly put in the wrong account number and the funds were returned to Ally. To that I simply requested they resend my funds using the correct account number. To that they replied it would be 3 - 5 business days. So let me get this straight - Ally screws up and because Ally screwed up the customer and rightful owner of the funds has to wait another 3-5 days to get what is rightfully theirs. If I were the owner of a bank and I made a mistake that delayed funds from being returned to a customer the last thing I would do is delay the funds any longer. Once the mistake was discovered, the only right thing to do is resend the funds immediately. It was Ally's mistake, make it right. I could go on about the time and horrible experience in dealing with customer service and trying to get this resolved but I can sum it all up in a word.... UNACCEPTABLE!!

I have another CD that has not matured yet. As soon as I get my funds from this CD I plan to pay the early withdrawal penalty and get my money out of Ally and to an institution that deserves my business. There is absolutely no excuse for not returning a customers money on a matured CD via an electronic funds transfer within a couple of days. Tomorrow will be 12 days since maturity and first contact to close CD. We are talking about $270,000. I had no issues with Ally taking my money, getting it back is another story. Beware!!!!

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