Most Popular Accounts
About the Bank
BB&T, short for Branch Banking & Trust, is one of the country’s largest banks overall and one of the largest regional banks in the nation. It’s based in Winston-Salem, North Carolina and serves customers in 15 states stretching along the East Coast, as well as Washington, D.C. and Texas. Altogether, the bank has more than 2,000 financial centers.
As a larger bank, BB&T doesn’t skimp on products or services. You’ll find everything you’d expect in a larger bank, including checking accounts, savings accounts, money market accounts, certificates of deposit, credit cards, mortgage loans, car loans and personal loans. BB&T also offers retirement and investment products and services, as well as insurance. In fact, it’s one of the largest insurance brokers in the U.S.
One of the hallmarks of BB&T’s checking account products is that you can choose banking your way, with accounts that fit your lifestyle. For instance, there’s Student Checking for students 23 or younger; Senior Checking for customers 55 and older; BB&T Fundamentals for people who need a basic checking option a low fixed monthly maintenance fee; and Elite Gold checking for people who keep a higher balance in checking and want to earn interest on accounts.
BB&T’s savings accounts are similarly structured to reflect different savings needs. The eSavings account is the most popular option. You can open one of these accounts online with no minimum deposit, no minimum balance and no monthly maintenance fee. You also get unlimited deposits, withdrawals and transfers at BB&T ATMs and branches. If you want to earn higher interest rates on savings, you can try an Investor’s Deposit Account, which offers money market rates and check-writing abilities. The Young Savers account is geared towards kids aged 18 and younger.
If you’re looking for something more long-term, BB&T has several CD options. Stepped Rate CDs let you take advantage of rising interest rates; Add-On CDs give you the flexibility of being able to add to your CD account monthly; Home Saver and College Saver CDs let you save automatically each month to buy a home or prepare for college costs. You can also save using U.S. Treasuries with BB&T. The minimum deposit ranges from $100 to $5,000, depending on which one you choose.
There are two credit card options: a low introductory APR balance transfer card or a cash back rewards card. If you need a loan instead, BB&T offers personal loans for debt consolidating, auto or boat finance or home improvements. Unlike some banks, which let you begin the loan application process online, you’ll have to visit a branch or call customer service to get the ball rolling on a BB&T loan.
Banking customers enjoy both online and mobile access to their money with U by BB&T. You can use it to cover the standard banking tasks like transfers, bill pay, mobile deposits and person-to-person money transfers through Zelle. You can also use it to view all your BB&T accounts and your accounts at other financial institutions in one place, track your spending and fine-tune your budget. That’s an added level of convenience that other banks don’t always deliver.
- National Average
- Monthly Inactivity $8 $6
- Non-Sufficient Fund (Overdraft) $36 $30
- Stop Payment item $34 $27
- Return Deposit $12 $13
- Domestic Wire Transfer (Outbound) $24 $22
- Domestic Wire Transfer (Inbound) $15 $10
5 - international $1.0
Locations & Hours
Locations & Hours
We found bank branches & ATMs within miles of .View Locations & Hours
Latest Customer Reviews
Reviewed By mwaym Feb 14, 2018
BB&T Branch of Independence, KY Nicholson Branch
If you want your privacy invaded, Deanna Damon Branch Banker should will help you with that.
She questioned me about personal and private information which had nothing to do with banking. Then Mo Coppage lied about getting free checking account statements free from former Bank of KY. So some customers have to pay, but if your a relative it's free to your old checking account statements. .
I wouldn't it past Deanna Damon to steal money out of some accounts. She's a liar.
She manages money for her brother's illegal drug activity until recently, she switched to Huntington and his house foreclosed as they are running scared
. Yes, if you want to do business with a bank that keeps someone like her on the payroll, go ahead you'll be deeply dissatisfied.
By the way, Deanna Damon's brothers are gun and drug felons.
Corporate is even worse to work with. Stay away. Fifth Third is awesome, great customer service, no privacy invasion and treat you like you're the only customer they have. BB&T employees are deeply disgruntled.Thank you for your feedback Is this review helpful?
Reviewed By Britty822 Dec 28, 2017
The absolute worst customer service, they lack basic communication for the important matters on your account, and altogether the WORST bank I ever have dealt with. Will hit you with as many fees as they can squeeze out of you.Thank you for your feedback Is this review helpful?
Reviewed By BobS Dec 15, 2017
Terrible customer service
Deanna Bolding is terrible. Said she could close a loan in 14 days. I provided any info she needed within hours of the request and she was able to close the loan in 33 days. One of the most scatterbrained and worthless people I have ever tried to work with.Thank you for your feedback Is this review helpful?