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Articles by Brian Penny

Brian, a former business analyst in the mortgage industry, writes on ethics, regulations, and technology in the banking industry. His contributions have been featured in The STreet, Huffington Post, Forbes, Fast Company, Intuit, and other major outlets.

How Secured Credit Cards Help to Build a Good Credit Score Photo of Brian Penny Brian Penny How Secured Credit Cards Help to Build a Good Credit Score Secured credit cards look like your typical credit cards and to others like prepaid... Barclays Online Savings Account 2025 Review Learn if the Barclays Savings Accounts offers one of the best savings APY. Compare online savings accounts rates, fees and services to the other top national banks and online banks. Top 8 IRS Practices that Will Outrage You Escrow Accounts: The Mortgage Industry's Hidden Money Photo of Brian Penny Brian Penny Escrow Accounts: The Mortgage Industry's Hidden Money If you have a mortgage, you’ve heard of an escrow account and likely even have one... Why It's Dumb to Use Smartphones to Make Card Payments Photo of Brian Penny Brian Penny Why It's Dumb to Use Smartphones to Make Card Payments Credit and debit payments have gotten a lot more complicated in the last few... 11 Tips on How to Get Free First Class Airline Ticket Upgrades Free first-class ticket upgrades from basic economy class can mean hundreds of dollars in savings. See how you can get your airline to upgrade your seat. What Affects Your Credit Score More — Loans or Credit Cards? Your credit score can affect so much in your life. Find out how credit cards and loans influence your credit score. Why You Should Get Direct Deposit Without a Bank Account Photo of Brian Penny Brian Penny Why You Should Get Direct Deposit Without a Bank Account The Big Short, a movie and book about the housing crisis, garnered a lot of buzz... 12 Ways to Handle Your Taxes for Life's Sticky Situations Photo of Brian Penny Brian Penny 12 Ways to Handle Your Taxes for Life's Sticky Situations Everything from going to school to your relationship status, and from child... 5 Unknown Facts About Mortgage Lenders Underhanded and hidden methods used by home lenders: confession of a former mortgage tracker