Advertiser and Editorial Disclosures

Advertiser Disclosure: Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options available. *APY (Annual Percentage Yield).
Rates / Annual Percentage Yield terms are current as of the date indicated. Rates are subject to change without notice and may not be the same at all branches. These quotes are from banks, credit unions, and thrifts, some of which have paid for a link to their website. Bank, thrift, and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you.

Editorial Disclosure: This content is not provided or commissioned by the bank advertiser. Opinions expressed here are the author’s alone, not those of the bank advertiser, and have not been reviewed, approved, or otherwise endorsed by the bank advertiser. This site may be compensated through the bank advertiser Affiliate Program.

Articles by Jeff Yoncich

Jeff is a licensed real estate agent in California and he specializes in home buying, mortgages, and debt, among other money topics. His work has appeared in Business Insider and Trulia. Education: B.A in Business Administration from Fullerton College, University of Texas.

What You Need to Know Before Deciding on a Condo or Coop Purchase Photo of Jeff Yoncich Jeff Yoncich What You Need to Know Before Deciding on a Condo or Coop Purchase The downward spiral of mortgage interest rates is opening up new opportunities for... Wealth Building Home Loan to Help Low-Income and First-Time Home Buyers The Wealth Building Home Loan is a 15-year mortgage designed to help low-income borrowers and first-time buyers get into the housing market and stay there. How To Avoid Capital Gains Tax When Selling Real Estate When it comes to investment real estate, deferring capital gains taxes can be complicated. Here are strategies to avoid capital gains tax in real estate. How to Determine If You Should Refinance Your FHA Loan Photo of Jeff Yoncich Jeff Yoncich How to Determine If You Should Refinance Your FHA Loan The good news about falling mortgage interest rates carries special significance... IRA Contribution Tips to Help You 'Catch Up' on Retirement Photo of Jeff Yoncich Jeff Yoncich IRA Contribution Tips to Help You 'Catch Up' on Retirement During the recent recession did you continue to max out contributions to your... 9 Surprise Expenses to Consider Before You Buy a Home To cope with surprise home expenses, have a budget of at least 1% of your home’s purchase price -- more if you're buying an older home or fixer-upper. Energy-Smart Ways to Save Money In Winter This list of energy-smart suggestions can help you save money in winter while making sure you're still warm and cozy. Investing in Rental Property vs. Index Fund: Which is Better? Photo of Jeff Yoncich Jeff Yoncich Investing in Rental Property vs. Index Fund: Which is Better? Beginning investors often get stumped trying to determine the absolute best choice... Should You Downsize Your Home for a Retirement Photo of Jeff Yoncich Jeff Yoncich Should You Downsize Your Home for a Retirement Downsizing your home for retirement can be just the ticket to your golden years.... 8 Sneaky Real Estate Agent Tricks to Watch Out for If you are in the market for a house, learn about these sneaky real estate agent tricks to guarantee yourself a clean home sale or purchase.