Articles by Jeff Yoncich

Jeff is a licensed real estate agent in California and he specializes in home buying, mortgages, and debt, among other money topics. His work has appeared in Business Insider and Trulia. Education: B.A in Business Administration from Fullerton College, University of Texas.

Important Decisions to Make When Picking a Bank The most important thing to look for when picking a bank isn't a product, but service. Convenience and good service are better than high rates and low fees. Projects Most Likely to Pay Off When You Finance Home Improvement Photo of Jeff Yoncich Jeff Yoncich Projects Most Likely to Pay Off When You Finance Home Improvement A home makeover can be a great idea if you want more space or need to modernize. But... 4 Alternatives to Using a Credit Card for Big Purchases Photo of Jeff Yoncich Jeff Yoncich 4 Alternatives to Using a Credit Card for Big Purchases The millennial generation, on the whole, seems to shy away from using credit... When to Close a Credit Card So You Don't Ruin Your Credit Credit experts tell us it makes sense to cancel a card that‘s unnecessarily costing you money. But know when to close a credit card to your best advantage. Know These Store Credit Card Pros and Cons Before You Get to the Register Check out these store credit card pros and cons before you open one. Keep in mind they will likely cost you far more than you save in the long run. How to Negotiate Credit Card Retention So You Can Dodge Your Annual Fee Photo of Jeff Yoncich Jeff Yoncich How to Negotiate Credit Card Retention So You Can Dodge Your Annual Fee It seemed like a good deal. That credit card you signed up for had great terms, it... Best Ways to Save for a Car if You Plan to Pay in Cash Photo of Jeff Yoncich Jeff Yoncich Best Ways to Save for a Car if You Plan to Pay in Cash You've been thinking about a big ticket purchase, like a new car, and would like... 529 Plans or CDs: Choosing the Best Way to Save for College MyBankTracker breaks down 529 plans and CDs to help you decide which way is the best way to save for college. 5 Realistic Ways Millennials Can Hustle Their Way to Millionaire Status Millennial millionaires are more common than you think -- here are practical ways you can build your personal wealth to millionaire status. Why These 4 Personal Finance Myths Perpetuate Money Problems Photo of Jeff Yoncich Jeff Yoncich Why These 4 Personal Finance Myths Perpetuate Money Problems A field of study called “behavioral finance” now integrates psychology into...