Advertiser and Editorial Disclosures

Advertiser Disclosure: Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options available. *APY (Annual Percentage Yield).
Rates / Annual Percentage Yield terms are current as of the date indicated. Rates are subject to change without notice and may not be the same at all branches. These quotes are from banks, credit unions, and thrifts, some of which have paid for a link to their website. Bank, thrift, and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you.

Editorial Disclosure: This content is not provided or commissioned by the bank advertiser. Opinions expressed here are the author’s alone, not those of the bank advertiser, and have not been reviewed, approved, or otherwise endorsed by the bank advertiser. This site may be compensated through the bank advertiser Affiliate Program.

Articles by Kevin Mercadante

Kevin Mercadante is a former mortgage loan officer and blogger behind Out of Your Rut. He is an expert in mortgages, career strategies and retirement planning. Education: B.S. in Accounting and Finance from Montclair State University.

How Do Car Insurance Deductibles Work? Photo of Kevin Mercadante Kevin Mercadante How Do Car Insurance Deductibles Work? Deductibles are the amount of money you’ll pay out-of-pocket when you file a claim... What to Do if Your Car Insurance Policy Lapses Find out what steps you should take if your car insurance policy lapses and obtain coverage as soon you as can before driving again. New Hampshire Car Insurance: How to Get the Cheapest Rates See the average New Hampshire car insurance rates and learn how to qualify for the cheapest rates on your auto coverage policy. How Does Car Insurance Differ when You're Leasing vs. Financing a Vehicle? Photo of Kevin Mercadante Kevin Mercadante How Does Car Insurance Differ when You're Leasing vs. Financing a Vehicle? Most consumers are familiar with what’s involved with car insurance when financing... Indiana Car Insurance: How to Get the Cheapest Rates Photo of Kevin Mercadante Kevin Mercadante Indiana Car Insurance: How to Get the Cheapest Rates The average car insurance rate in Indiana is $964 per year (for full coverage) --... Moped and Scooter Insurance: Guide to Getting Proper Coverage Learn about the insurance coverage needed for your moped or scooter, including factors that affect your policy premiums. Switching Car Insurance and Save on Premiums: A Step-by-Step Guide Learn how to switch car insurance carriers properly to ensure that you maintain the right amount of auto coverage while also saving on your policy premiums. Direct Stock Purchase Plans (DSPPs) vs. Online Brokerages: Which Are Better? Photo of Kevin Mercadante Kevin Mercadante Direct Stock Purchase Plans (DSPPs) vs. Online Brokerages: Which Are Better? In recent years, direct stock purchase plans (DSPPs) have lost much of their... Maine Car Insurance: Get the Cheapest Rates on Your Policy Photo of Kevin Mercadante Kevin Mercadante Maine Car Insurance: Get the Cheapest Rates on Your Policy Maine is known for its beautiful coastal towns, scenic lighthouses, tons of... 10 Ways to Reduce Your Expenses During Retirement Learn how you can reduce the cost of retirement by making changes to your lifestyle that will minimize retirement expenses and stretch your retirement funds.