Articles by Kevin Mercadante

Kevin Mercadante is a former mortgage loan officer and blogger behind Out of Your Rut. He is an expert in mortgages, career strategies and retirement planning. Education: B.S. in Accounting and Finance from Montclair State University.

Switching Car Insurance and Save on Premiums: A Step-by-Step Guide Learn how to switch car insurance carriers properly to ensure that you maintain the right amount of auto coverage while also saving on your policy premiums. Direct Stock Purchase Plans (DSPPs) vs. Online Brokerages: Which Are Better? Photo of Kevin Mercadante Kevin Mercadante Direct Stock Purchase Plans (DSPPs) vs. Online Brokerages: Which Are Better? In recent years, direct stock purchase plans (DSPPs) have lost much of their... Maine Car Insurance: Get the Cheapest Rates on Your Policy Photo of Kevin Mercadante Kevin Mercadante Maine Car Insurance: Get the Cheapest Rates on Your Policy Maine is known for its beautiful coastal towns, scenic lighthouses, tons of... Should You Use Student Loan Funds and Financial Aid to Invest in Stocks? Find out whether you are legally allowed to use student loans and financial aid to invest in stocks and compare the benefits and dangers. 10 Ways to Reduce Your Expenses During Retirement Learn how you can reduce the cost of retirement by making changes to your lifestyle that will minimize retirement expenses and stretch your retirement funds. Graduate School: Types of Student Loans to Consider Photo of Kevin Mercadante Kevin Mercadante Graduate School: Types of Student Loans to Consider There are plenty of resources dealing with how students and/or their parents can... How to Get U.S. Life Insurance as a Foreign National Photo of Kevin Mercadante Kevin Mercadante How to Get U.S. Life Insurance as a Foreign National A foreign national is a person who is a U.S. citizen who lives outside the U.S.... Car Insurance for 19-Year-Olds: Average Rates for Coverage Learn how much car insurance will cost 19-year-old drivers, including ways to lower the premiums on various types of auto coverage. How to Get Car Insurance for a Used Car Learn about the process of getting a car insurance policy when you're buying a used car, including what to look for when choosing the right coverage. New York Car Insurance: How to Shop for the Lowest Rates Photo of Kevin Mercadante Kevin Mercadante New York Car Insurance: How to Shop for the Lowest Rates New York is one of the most expensive states in America for car insurance, placing...