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Articles by Lance Cothern

Lance is a licensed Certified Public Accountant (CPA) in the state of Virginia and he covers money management, budgeting, financial products, and more. He is also the founder of Money Manifesto, a personal finance blog, where he writes about his family's relationship with money. Education: B.B.A. in Accounting from James Madison University.

Bank of America Business Advantage Fundamentals Banking 2025 Review Photo of Lance Cothern Lance Cothern Bank of America Business Advantage Fundamentals Banking 2025 Review As a business owner, it’s essential to keep your business and personal finances... Chase Business Complete Banking Account 2025 Review Our review of the Chase Business Complete Banking account looks at the checking account's fees, features, and tools to help you manage your business finances. BlueVine Business Checking Account 2025 Review Our review of the BlueVine Business Checking account looks at the account fees and features that can help small business owners manage their business finances. Can You Use a Personal Checking Account for Your Business? Photo of Lance Cothern Lance Cothern Can You Use a Personal Checking Account for Your Business? Yes. Technically, you could use a personal checking account for your business. It... 10 Things to Consider Before Retiring in a Different Country Photo of Lance Cothern Lance Cothern 10 Things to Consider Before Retiring in a Different Country Retiring is an adventure. It’s an even bigger journey if you’re considering... What Are the FICA Taxes on Every Payroll Check? Learn about the FICA taxes that you pay with every paycheck (seen in your pay stubs) and the percent taken from your income for Social Security, Medicare, etc. Should I Give a Business Debit Card to an Employee? See what you should consider before giving a business debit card to an employee for a bit of autonomy when paying for business expenses. The Best Personal Loans in Oregon for 2024 Photo of Lance Cothern Lance Cothern The Best Personal Loans in Oregon for 2024 Each lender creates its personal loan products based on its profit goals and the... What Should You Do with Stock Options When Leaving a Job? Photo of Lance Cothern Lance Cothern What Should You Do with Stock Options When Leaving a Job? Stock options are a common part of a compensation package in some industries. This... Which U.S. Banks Offer Foreign Currency (Multicurrency) Accounts? Find out which U.S. banks offer foreign currency accounts -- also known as multi-currency accounts -- to personal banking customers.