Articles by Paul M.J. Suchecki

Paul was a freelance writer for MyBankTracker.com who focuses on homeownership and money issues. He was an expert in mortgages and real estate. Education: M.A. in Professional Writing from University of Southern California.

Should You Buy a Vacation Home With a Mortgage or Cash? Mulling the purchase of a second home? Congratulations! Should you buy for cash or a mortgage? Weigh these considerations driven first by the US tax code. 15-Year vs. 30-Year Mortgage: Which Is Right for You? Photo of Paul M.J. Suchecki Paul M.J. Suchecki 15-Year vs. 30-Year Mortgage: Which Is Right for You? There are trade-offs in a 15- vs. 30-year mortgage. On a 30 you get lower... Should You Pay the Mortgage If Your House Is Destroyed? Photo of Paul M.J. Suchecki Paul M.J. Suchecki Should You Pay the Mortgage If Your House Is Destroyed? If your home is destroyed by a natural disaster, the last thing you likely want to... What Should You Know About 'Undead' Property Foreclosures Zombies are soulless corpses, undead; an apt metaphor for abandoned homes, also known as zombie homes, that could become nightmares to the owners of record. Protect yourself like this: Pros and Cons of a Reverse Mortgage A reverse mortgage Home Equity Conversion Mortgage (HECM) can be a welcome supplement to Social Security and pension incomes. There are pros and cons: Buy or Rent, Which Is Better? Photo of Paul M.J. Suchecki Paul M.J. Suchecki Buy or Rent, Which Is Better? There are several factors that will determine whether or not it is better to buy or... Should You Refinance to a 15 Year Mortgage? Photo of Paul M.J. Suchecki Paul M.J. Suchecki Should You Refinance to a 15 Year Mortgage? From most lenders today, there is a full point difference in mortgage interest... Must Dos for Home Buyers Must dos for home buyers are essential tasks aspiring homebuyers must do in today's real estate market to buy a home in 2014. Tips and help are here: To Keep Working Rent, Don’t Buy Although the conventional wisdom is that the path to a better financial future lies through home ownership,more people seem to keep working where more rent. If You Buy a Foreclosure, Watch Out Photo of Paul M.J. Suchecki Paul M.J. Suchecki If You Buy a Foreclosure, Watch Out There are fewer homes to buy in foreclosure today compared to the depths of the...