Articles by Simon Zhen

Simon Zhen is the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations, and financial technology. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. Education: Education: B.S. in Health Sciences from Stony Brook University.

The Basics of How to Refinance Mortgage Thinking of having your mortgage refinanced? There are a few basic factors wherein refinancing would be the wiser move. 6 Affordable Halloween Costume Ideas Photo of Simon Zhen Simon Zhen 6 Affordable Halloween Costume Ideas Eating your weight in sugar- and calorie-packed candy is only deemed completely... When It's Actually Worth It To Buy Airline Miles Photo of Simon Zhen Simon Zhen When It's Actually Worth It To Buy Airline Miles Thinking about using those airline miles you've racked up for that expensive... Credit Card Rewards Programs Compared If you‘ve ever taken a look at various rewards credit cards, you‘ll find a 5-points-per-dollar reward rate to be rather attractive. But is it really that amazing? Comparing Chase Freedom vs. Discover It Cash Back Credit Cards Compare the Chase Freedom vs. Discover It cash back credit cards and their 5% cash back calendars for 2021. EMV Chip Security Explained and Which Credit Cards Have It Photo of Simon Zhen Simon Zhen EMV Chip Security Explained and Which Credit Cards Have It We are witnessing a major change in how we pay for things with our credit cards. This... 3 Best Balance Transfer Credit Card Offers for Debt Consolidation Photo of Simon Zhen Simon Zhen 3 Best Balance Transfer Credit Card Offers for Debt Consolidation Stuck in a pile of debt? Do what many other people are doing to dig themselves... MasterCard vs. Visa: Which Has Better Concierge Service? Personal concierge services help you with shopping, travel and entertainment. See how MasterCard and Visa Signature concierge performed on our requests. How to Lower Your Credit Card APR Learn ways to lower your credit card APR. MyBankTracker has outlined some tips that will help you get a good bargain. Credit Cards Comparison: PSECU vs. Citi Photo of Simon Zhen Simon Zhen Credit Cards Comparison: PSECU vs. Citi Credit cards can be powerful financial tools for earning rewards, consolidating...