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Articles by Simon Zhen

Writer & Research Analyst

Banking Predictions for 2024: Overdraft Changes, More Crypto, Savings Accounts Photo of Simon Zhen Simon Zhen Banking Predictions for 2024: Overdraft Changes, More Crypto, Savings Accounts Checking Accounts (and Their Fees) Are Getting Revamped The Consumer Financial... New Hybrid Investments: Balance of Safety and Higher Returns Innovative hybrid investments can provide a high level of safety with the potential for high returns--offering another option for investors. Does Having Too Many Bank Accounts Hurt Your Credit Score? Multiple bank accounts don't necessarily hurt your credit score, but there are a few ways that they might. MyBankTracker breaks down how. How Many Bank Accounts Do You Need? Photo of Simon Zhen Simon Zhen How Many Bank Accounts Do You Need? “How many bank accounts do I need?” It’s a frequently asked question by many... Charge Card vs. Credit Card: The Differences Photo of Simon Zhen Simon Zhen Charge Card vs. Credit Card: The Differences The differences between a charge card and a credit card remains a mystery to many... Why Credit Cards Are the Most Popular Emergency Funds Is a Credit Card Annual Fee Worth Paying It? Learn why some consumers shun the idea of paying an annual fee for a credit card while others maximize the useful benefits to make it worth that annual fee. The Basics of How to Refinance Mortgage Photo of Simon Zhen Simon Zhen The Basics of How to Refinance Mortgage For many homeowners, the concept of refinancing the home mortgage may seem very... 6 Affordable Halloween Costume Ideas Photo of Simon Zhen Simon Zhen 6 Affordable Halloween Costume Ideas Eating your weight in sugar- and calorie-packed candy is only deemed completely... When It's Actually Worth It To Buy Airline Miles Ready to book a flight but you are just short a couple of miles to get you there. Maybe you should buy extra airline miles?