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Articles by Simon Zhen

Writer & Research Analyst

Is it Possible to Lower Your Mortgage APR? Photo of Simon Zhen Simon Zhen Is it Possible to Lower Your Mortgage APR? Using the annual percentage rate (APR) to determine the actual cost of the... 10 Features Consumers Look for in a Bank Learn what makes a good bank according to customers. Read a list of the top 10 features that serve as practical considerations for consumers. 7 Habits to Improve Your Credit Score There are some bad habits people pick up over the years that hurt their credit. Here are 7 bad habits you should avoid in order improve your credit score. The Basics of Series I Savings Bonds Photo of Simon Zhen Simon Zhen The Basics of Series I Savings Bonds Series I savings bonds offer Americans another savings vehicle to help them save... How to Make Your Retirement Savings Work for You Photo of Simon Zhen Simon Zhen How to Make Your Retirement Savings Work for You Loverboy got it partially right -- everybody is working for the weekend, but what... How Do IRA CDs Work? MyBankTracker explains everything you need to know about IRA CDs from what they are exactly to how to maximize your investment. CDs vs. Bonds: Which is the Better Investment for Your Money? What are government bonds? MyBankTracker breaks them down and compares them to CDs, so you can decide which product is best for your savings. Opening a CD Account - Hard Pull Vs Soft Pull Explained Photo of Simon Zhen Simon Zhen Opening a CD Account - Hard Pull Vs Soft Pull Explained If you think that investing in a certificate of deposit or CD merely entails... CDs Vs. Installment Savings Accounts: Which Is The Better Saving Strategy? Photo of Simon Zhen Simon Zhen CDs Vs. Installment Savings Accounts: Which Is The Better Saving Strategy? A disciplined way to save up these days could be by building up your money in an... Separate Vs. Joint Bank Accounts for Married