Articles by Simon Zhen

Simon Zhen is the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations, and financial technology. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. Education: Education: B.S. in Health Sciences from Stony Brook University.

How Chase Checking Compares to Free Online Banks Accounts Photo of Simon Zhen Simon Zhen How Chase Checking Compares to Free Online Banks Accounts Chase ATMs New York, NY Needless to say, I reminded her that she might want to... Learn the Basics of Certificate of Deposit (CD) Banks and credit unions, both offer depositors or members the option of purchasing CDs which are like savings accounts that you promise not to withdraw money from for a specific period of time. How Chase QuickPay Helps With No-Cash Deposit Policy? Chase QuickPay is now easier to use to pay Bank of America and Wells Fargo customers because of the clearXchange payments networks. See how it works. The Best Savings Accounts to Save for Home Down Payments Photo of Simon Zhen Simon Zhen The Best Savings Accounts to Save for Home Down Payments Imagine your money growing at least 100x faster as you stay diligent with your... A List of Savings Accounts Offered by Online Banks in the U.S. Photo of Simon Zhen Simon Zhen A List of Savings Accounts Offered by Online Banks in the U.S. Online banks, which may also be called "direct banks" or "Internet banks," are... The Best Savings Accounts for Your New Year’s Money Resolutions Find out which savings accounts are the best if you‘re trying to achieve a financial resolution in the new year. Learn about what features to compare. How the Federal Rate Increase Affects Savings Accounts & Loans Find out how the first rate increase in 2018 by the Federal Reserve affects your finances. Learn about the exact changes to interest rates on savings accounts, CDs, credit cards, mortgages, and other loans. See what you should do in response to the rate changes to ensure that you save more money. Putting Your Money in a Callable CD: How Wise Is It? Photo of Simon Zhen Simon Zhen Putting Your Money in a Callable CD: How Wise Is It? Despite CD rates staying at all-time lows these past few years, bank clients are... How to Bank Without a Branch Using ATM, Online, Mobile Banking Photo of Simon Zhen Simon Zhen How to Bank Without a Branch Using ATM, Online, Mobile Banking Branches are nice, but not necessary. You might already be banking in this... Guide to Maximizing Returns on Series I Savings Bonds Find out how you can get the highest returns possible on Series I savings bonds by learning how to estimate your earnings rate and time your purchase.